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  1. Pete

    Going Solar - Maybe

    Anyone have any info on buy vs lease solar? My buddy paid his leasing costs of $6000 up front and reduced his electric bill by $100 a month. I won't be selling my house, ever, so don't have to worry about complications. The leasing company guarantees his return, monitors it, and will make any...
  2. Pete

    USA credit rating

    Well, it was a little worse today than some thought. :blush: How bout tomorrow? I know you buy and holders don't really care, but how bout you guys with some dry powder and dancing shoes...what do you think? Any stocks that look particularly attractive after the dust settles?
  3. Pete

    USA credit rating

    Agreed. But most people invest very broadly. From what I've seen, China doesn't lecture others much, certainly not compared to the US. This type of talk could be seen by some as something very serious. More uncertainty-more volatility.
  4. Pete

    USA credit rating

    I vote for a tough day Monday.
  5. Pete

    MOre Tax Debate - Next up fed gas tax

    Some of the great things about retiring...walking, riding a bike, public transportation and not thinking about stuff like this. ;)
  6. Pete

    Get out now and beat the debt ceiling crash?

    This thought is very prevalent among investors and there's a lot of history to back up it's success. I feel it causes a kind of apathy...blind investing...buy and hold...that then puts money/mutual fund managers in the drivers seat. So many of these managers love the technical stuff. Seems...
  7. Pete

    Were the Nuclear Protesters Right?

    Apparently you missed the point. For one thing, it's just darn interesting..for another, poisoning of the environment (like Marie's things) lasts a long time. Another interesting thing is that radioactivity was discovered in 1896, was thought to have health benefits, and was added to things...
  8. Pete

    bicycle maintenance

    Ride the bike enough to save one tank of gas. That should pay for all the tools you need. I used to use rope and hooks from a garage rafter to hold up the bike while I worked on it.
  9. Pete

    Were the Nuclear Protesters Right?

    Madame Curie who worked with radioactive material died in 1934 of leukemia. "Radiation is so pernicious and long lasting that even now her papers from the 1890's-even her cookbooks-are too dangerous to handle. Her lab books are kept in lead lined boxes, and those who wish to see them must don...
  10. Pete

    Advice for a first-time home buyer in Florida?

    Good info here but... I've always been more concerned with things like; how mush noise am I gonna hear from freeways, airports, barking dogs, neighbors who like to party or blast their music while washing their cars, neighbors who like to woodwork, nearby businesses,etc. What kind of air...
  11. Pete

    So what is a risk averse investor to do?

    All these funds with 9+% returns sound great, but I wonder what kind of stuff they own to do it. FTR was mentioned with a 9.3% return but a Debt/Equity ratio of 159 and a payout ratio of over 350%. Tough to get away from that old risk/reward ratio thing.
  12. Pete

    1 out of 4 Americans have a criminal record!

    Come to L. A. on vacation...leave on probation. :-)
  13. Pete

    What's Your Favorite Website (aside from here)?

    TED-ideas worth spreading. TED: Ideas worth spreading Craigslist for selling stuff craigslist: los angeles classifieds for jobs, apartments, personals, for sale, services, community, and events Intellicast for weather Intellicast - Weather Active Map Search engine that donates to...
  14. Pete

    So what is a risk averse investor to do?

    After seeing your intelligent posts here I'm going to assume this questions is somewhat rhetorical based perhaps in frustration, and you know what type of investments out there are a good fit. I've always thought our never ending search for higher returns was part of a feedback cycle. Needing...
  15. Pete

    Wealth Inequality - again

    This is one of those topics that always start to smell like fish. Red herrings abound. I read about those people who don't pay taxes, the failures of a few communist countries, the fact that anyone can be rich, and that there's nothing we can do about it anyway. It seems logical to me...
  16. Pete

    In life- are you positive or negative?

    Yes our genes, culture, and ego conspire to lead us to negative thoughts...but it gets worse. :) I always thought of our minds as some limitless wonderful place. Not so. We're apparently limited to about 60,000 thoughts a day. Not too bad. But most of those thoughts are the same ones you had...
  17. Pete

    How did you meet your spouse?

    My wife and I grew up in the same town, went to the same high school, but never spoke. 7 years after high school we swore in the local sheriff's dept. on the same day. We spent 18 weeks together in the academy and went on a date 2 weeks after graduating. 2 weeks later I asked her to marry me...
  18. Pete

    In life- are you positive or negative?

    I think we're genetically predisposed to negativity. It would be illogical for an animal to evolve wasting time and energy thinking about things that are going well. News reflects the same condition. Who wants to hear about what is going well? In addition there are just so many more negatives to...
  19. Pete

    Gasoline Prices

    I don't want to turn this into a crazy environmental discussion, but I read we just passed a great milestone. There have been more than 20,000,000 man made chemicals released into the environment. Who knows what the heck that will do. There's just no "good" science on that...FOX or otherwise...
  20. Pete

    Gasoline Prices

    I voted for the "I don't spend enough on gas to think about this", but really it was thinking about higher coming prices my whole life that set me up to not spend much on it. Originally my concern was evironmental, then it became logic and common sense that led me to bike, walk, take public...
  21. Pete

    Debt/Equity?

    I think the 2.35 is a number to measure this company against others in the same industry. I looked in many other places and the number stands at 235. Investopedia does a good job of defining debt/equity. Debt/Equity Ratio Definition BBB is defined as "An obligor has ADEQUATE capacity to meet...
  22. Pete

    Debt/Equity?

    I recently read Dividend Investing for Dummies. Among many other things, it suggested picking stocks with a debt/equity ratio of < or = 1. I've always thought of Altria as a great dividend stock but I see they have a ratio of 235. With a recent price of $25, does this mean (25 x 235) $5875...
  23. Pete

    If your ecologically minded...

    Ecosia - The green search If you use this search engine they donate a portion of the proceeds to saving rain forest.
  24. Pete

    Interesting Times in Wisconsin..........

    No oversimplification for me. I'm not asking Wisconsin taxpayers to foot the bill, I'm waiting for helicopter Ben. If you're a Keynesian and want to grow the money supply, take backs aren't gonna help. The Fed needs to bail out the states and keep wages, benefits, and most importantly confidence...
  25. Pete

    Interesting Times in Wisconsin..........

    +1 I don't think what's happening in Wisconsin bodes well for a new virtuous cycle beginning. I thought we were trying to put money into peoples pockets, not take it out. True, the gov't is probably not the best one to make those types of decisions, but we've relied on them for so long, there...
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