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They're going to raise your premiums every year anyways(as they have so far), so it just becomes a cost/benefit decision of whichever option makes more sense for you. If you're buying private health insurance you've been screwed all along already. I've raised my deductible from $1200 to $2000...

thx for posting those. Looks like 1 set and 2x/week really does the majority of what you gain with weight lifting.

I do agree with what you've said, in that companies should not have to pay for health insurance for employees. We should, and I believe will, move away from employer based health insurance. It's best for the public and the economy as a whole. In general imo, the best way to control all this and...

Massachusetts has a health insurance and care system that is very similar to what is now legislated for the U.S. Their initial goal was to provide coverage to as many people as possible. They are now looking at how to rein in the costs of providing health insurance and care. It is going to take...

Good points Alan. I like the list of exercises too. I should probably do some of those - the weight lifting aspect is different than elliptical and walking, although my legs are in pretty good shape, at least compared to the rest of my body. :whistling: Thx.

I think separating health insurance and heathcare away from employment in the long run is a good idea. There is no reason to tie employment and healthcare together - it's not good for employees, companies or the economy as a whole. And if you think employers are paying for part of healthcare...

Insurance is a way of pooling together lots of people to provide coverage when one person is hurt. This works for house and car insurance, and is a similar concept for health insurance. I buy house insurance so that if my house burns down, I can get another house to live in. I buy heath...

In addition to the above, older folks require longer to recover from a weight lifting session. You should at least skip a day between lifting, and maybe more ideally, skip two days. In effect, this may leave you only 2x/week. Personally I find it easier to schedule 2 weekday(usually Tuesday and...

I noticed the same thing Sarah. Fruit became amazingly sweet and delicious to me when I stopped eating sugar and other carbs so much. Very satisfying compared to how I remember fruit tasting.

Personally for me, I found the Atkins diet to be a bit too extreme and went with the Protein Power diet instead. They're similar but the PP diet allows more carbs particularly in early stages, and when you're low-carb anyways, a few more carbs are very useful and make it easier to be satisfied...

for bread, Oroweat makes a double-fiber bread which nets out to 10gm carbs per large slice - so I often times have that as a piece of toast with bacon/sausage and eggs in the morning. I've been doing low-carb based on the Protein Power plan for about 5 years. Lost about 100 pounds, and...

are the pre-existing conditions covered after the 3 years?

another option you might want to look at is Massachusetts. While not a "warm" climate, they do have near universal coverage via private insurance companies through an exchange. If your income is low, your insurance is subsidized by the state to varying degrees. I presume you could always be a...

the part-time 4wd is like my Jeep has. You don't run it in 4wd on non-slippery surfaces or you wreck it. So you need snow or dirt roads or ice to run it in 4wd. Makes it kind of difficult to use if you often times have mixed road conditions. But put it in 4wd and it'll pretty much crawl...

I used the vinegar method and it eliminated my toenail fungus completely. Here is the website where I read about the method, plus many other solutions including vick vaporub, etc.

If you decide to including driving the Pacific Coast Highway (US 1), I'd recommend driving north to south. I've done it both ways, and driving along the outside of the highway is more scenic and you can see better down to the ocean, etc. Just less road blocking your view.

We own a home and a vacation condo near Tucson AZ. We find the vacation condo quite expensive to maintain, what with the taxes, association dues, utility bills, minor maintenance issues, etc. We have to make sure the water is run every 2 weeks or so, and someone checks out the place. If I had...

Our health insurance went from $544.32/month up to $663.68/month for me, my wife and my college student daughter. This was for a $2500/person deductible policy. They allowed me to increase the deductible to $5000/person for a slight premium increase to $561.58. This is a private policy...

Last time I called my doctor on the weekend for some help, I got his answering service and another on-call doctor called me back. Essentially he told me that he couldn't do anything and to go to the hospital ER if I felt I needed help before my doctor was back in on Monday. I think that's their...

Moved to Tucson We moved from Connecticut to Tucson AZ about 4 years ago. Tucson area is higher elevation than Phoenix and is always a bit cooler. A 10deg difference in temperature is significant for sure... especially in the summer. And the evenings cool down quite nicely in Tucson. Tucson...

on gold the questions on what to do with gold during a long downturn - most towns will have gold/etc dealers you can bring gold to and have it exchanged into whatever local currency is available. I've read of people in Argentina keeping a bunch of gold rings (simple wedding bands) they can then...

We've home schooled both our children through high school, and they've both excelled in colleges with 4.0 gpa's. So taking a year with your kids in a foreign country should be easy and a great educational opportunity for both of them. You can supplement the natural learning they'll get with some...

I think it's still continuing to be a problem. This article (Crisis looms: Medicare coverage doesn't pay enough, doctors refuse service, and Medicare) is from Nov 1, 2007. Perhaps people currently on medicare could comment. I hope this problem is addressed as part of the health-care solutions...

I think you've been lucky Rustic. Perhaps you've never tried to get insurance on the private market with pre-existing health conditions. Or you've not had to deal with insurance companies illegal practices: Health insurer accused of overcharging millions - Health - MSNBC.com This illegal...

No, the prices are determined by Medicare. Which is similar to what the insurance companies do - determine what procedures they will cover and what prices they will pay. Unfortunately, I think Medicare prices are low in some areas - NYC for instance. Here's a NYT article: PHYSICIANS REFUSE...