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Social Security Family Maximum Issues The simple answer is that two children would give you the family maximum at age 62. So would one child and a non-working spouse. But, . . ., the amount you get after the children grow up would be reduced. Choosing the right answer requires knowing your...

If I work 10+ years in Canada, I get something from the Canada Pension system. Perhaps as much as I pay for. Having already worked 35 years at or above the maximum wage in the US, I get very little additional from Social Security with additional work. I pay and get nothing additional for...

A employment change in 2004 as I turned 50 resulted in a decline in retirement benefits. This started a journey to understand planning for retirement. Modeling (in EXCEL) the process of accumulating and later withdrawing retirement funds has resulted in a developed strategy I call the Pauper...

Ah . . . Modeling the Future Hi, My forem name is my philosophy, "PauperStrategy" and it derives from attempting to model the future and then optimize my decisions. Note the following: Tax rates are scheduled to go up when the Bush tax cuts expire. The Social Security Trust fund gets...