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The best T.P. is the extra roll left within arms reach when the first roll runs out! Select a size on paper towels.

rbat, civil service pensions do often take a beating here, but that is okay with me. I do not spend any time defending it or justifying it. However, there is great advice on this board enregards to your question. Stability of the pension being one, my pension for example is a state pension...

I have a very similar pension situation and a 457b deferred comp plan. For what its worth I max out a Roth IRA and put the rest in the 457b. On some advice from this board I checked closer into the fees of my 457b, while not as bad as feared, they were much more than the fees associated with...

Its impressive to have paid off six figures worth of debt in 3 years, congrats. In my opinion dollar cost averaging (DCA) is a solid investing plan. I would decide how much I needed to save for my house in a couple of years and invest the rest regularly in your funds for retirement. Trying...

We have heard the possiblity of our pension system adopting a drop plan. No real details yet. Would you mind giving an explanation of how yours works? Glad to hear retirement is treating you well! Thanks, FD Captain

I do have concerns over the future of our pension system. I feel quite sure that I will pay for health insurance benefits for my wife and I upon retirement. The COLA will probably be the current 1.5% or less. I have less worry about the total pension fund defaulting. Mainly because the...

A guy I work with has a family member involved. Just curious if anybody had any knowledge of them. I am not being recruited and I am not interested. I would not make a good salesman. Thanks for replies.

Marinate in Italian salad dressing. Quick, easy and usually already in the 'fridge.

Good to hear from you leftbucket. I work 24 on and 48 off for a municipality. "Off Day" I guess is slang terminology if you will. We have a 20 and out pension that tops out at about the 27th year. Health insurance is covered for the retired employee but there is a premuim for spouses. I...

I have heard that one before...but it is funny. For the record just in case there are any PETA members on the forum I have no knowledge of nor do I condone the actions of bigwonderfulwyoming once lipstick is on said pig.....;)

Why dont you share the punch line so I can laugh as well.

Anyone have any experience with Arbonne products? Any experience with multi-level marketing sales? Thanks! FDCaptain

Sorry just saw this is already here.

I guess this site is "Profoundly selfish and unpatriotic". I will be guilty as well one day I hope. Check this out article.Is retiring early unpatriotic? - MSN Money

Thank you. With 10% down ($15,000) the property will net approximately 400 a month with 8% vacancy and moderate repairs/maintenance. We plan to use the cash flow to help facilitate about a 12 year pay off.

Reminds me of the firehouse.....I love it. Spirited debate on tactics! Glad to learn from all posters.

Thanks for your reply. The other units are well maintained, although some better than others. None of the adverse conditions you describe are there. If any arise local ordinances would assist with correcting the problem. Developers are putting money into the surrounding sq' mile with retail...

Thank you.

You described our exact intent with this fund! Thanks.

Anyone own this fund? What are your opinions? Thanks.

That scenario has worked for many. However, with 3 kids, 3 dogs and a 2000 sq' home it will not work for us. There are not any rentals in my subdivision.

Exactly.

Positive cash flow in KY is very possible. Yes another property that cash flows is more attractive. You are correct about both properties being affected by neighboring problems.

I am in Kentucky. The apartments are 2bd 1ba and rent for $435. The properties are in an "apartment community" of individually owned buildings, either 4 plex or duplex. Their are approximately 15 buildings covering 2 blocks. The 4 plex is in a cul de sac. The duplex on the main road, next to...

Any reasons?