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Well, NC is out, just too far for a weekend home for the next six years. But... I still want to take advantage of the interest rates and the values so we are now looking in southern costal Delaware. It is a little more expensive, but not much and only 3 hours from home.

Well we spent a few days there, liked it but it was a very long drive. Next will be southern Delaware Beach area.

Wonderful! I am 49 as well with 27 years as a public school teacher, but am waiting to 55 and my son being done with college :(

Thanks everyone, we will be looking at 4-5 different areas with our realtor. Hopefully this is a good time to buy!

thanks guys for taking the time to respond, we want to live in one of the planned communities just off the beach, most likely filled with transplants.

Hello All, this weekend I am going to view some properties in the Calabash / Sunset Beach area of the southern NC coast, and try to get a general feel for the area. We have vacationed in the Outer Banks, but know this area is different. Anybody down there? Any advise on the area? We are beach...

I Love this Thread This is the greatest, you guys are my retired heros...keep it coming

I believe it is adjusted, not sure if every year I'll have to check that out. Any other NJ teachers out there who know the answer??

Penalty is 3% per year till 55 so like 15% at age 50. As of 25 years my health insurance is covered 100% - nice

Hello All, I'm a NJ school teacher starting my 26th year at age 48. I have always thought about early retirement and was wondering if there were any other teachers who took the "penalty" and got out in years 25-30. My son is 15 so I think I'll work at least 4 more years, but then would love to...