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Milton, I currently have a 5 year loan on my car, but I'll most likely pay it off early like I have every other loan I've ever had; because I hate paying interest to someone else. Hopefully that statement is a little clearer. I won't be making significant contributions to my 401k for 2-3...

I'm nowhere near happy with 3-4%, that is a pathetic return on any investment and isn't even keeping pace with inflation. Right now i'm in the phase of building my safety net. I won't be getting serious about investing in my 401k until I have closer to $25k saved up which should be a year from...

Crazy Connie, I already have plans for doing a CD ladder for my savings, but can't find higher interest rates on them than what I am currently earning in my bank accounts (which is a pitiful %) feel free to suggest some :) . I have the $8.5K of my 401k invested conservatively right now because I...

Since i'm in the early stages I guess a maxxed out Roth IRA over the next few years is going to be my best bet at this point. I'll still contribute a small amount to my 401k and continue to increase it as I reach my comfort zone. I personally feel that I need a large savings due to past...

This is my first post on here so take it easy on the FNG. I'm currently 30 years old, single, will never have kids, rent a house and have gotten serious about saving. Right now the current plan involves me living below my means and bank the difference. My only debt at this point is my car...