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I think for me I had hit a number I was comfortable with some time ago but did the transition slowly in the sense that the company I worked for was happy to have me as part time. I reduced my hours a couple times and finally realized that work was such a small part of my time that it was easy...

Apple pay is also really great if you are travelling internationally (though maybe not much of that until the pandemic passes). I was in Chile and Peru over the summer and was surprised how many places took it and it was always a much easier experience than using a regular credit card (no...

I’ve done this and it worked fine at my previous employer. It just was made after all the mandatory withholding. But one thing to look out for is that sometimes an employer match is capped per pay period and doing large contributions can mean you miss out on some part of that match.

I think if you look at the home ownership rates you see a reasonably significant headwind in this recovery which given the overbuilding into the last recession and the tighter credit requirements meant the post recession recovery was pretty muted. https://fred.stlouisfed.org/series/USHOWN

I don't think they limit your contribution but if for example you were paid $10,000 per pay period, allocated 50% to the 401k, the employer match which caps at 6% would be $600 and my employer at least does not catch up on the match. So after 5 pay periods I would hit the 24,500 limit and only...

One issue with doing a big amount all at once like that is that the employer match is in terms of some percentage of each paycheck (I think 3 or 6%) and doing that way you could lose some part of that match.

There are parasites that cause spiders to spin webs wrong - Drugged spiders’ web spinning may hold keys to understanding animal behavior

I did the Chomolhari-Laya-Gasa trek in Bhutan with Canadian Himilayan Expeditions himalayanexpeditions.com/ and found them to be decent and not as expensive as the other providers. They do an Everest base camp trip as well.

It's also worth pointing out that NY is a guaranteed issue state already so at the margin will be impacted less by the changes in the bill.