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I have considered making a donation to a 501(c)(3) organization but confused from the instructions by the company holding my tIRA account. I was told by the rep that I provide the name of the 501(c)(3) organization and the amount I am requesting. They would then send me a check that I would...

As my wife and I are getting older (75 and 77) I am concerned about the tax increase when one of us is gone. We are presently taking SS and RMDs. But, a surviving spouse would have 2 RMDs on a single individual tax bracket that will throw them into a 24% (or higher) bracket from a 22% bracket...

I don't know anything about GoPro cameras but my wife who is hard to buy for mentioned GoPro again. She plays a lot of tennis and goes for walks/hikes but not much else. She likes whatever is the new "latest and greatest" but she will buy without researching to see if it will really do what...

Although I am not into electric cars and certainly not driving fast anymore, I was impressed with the skill of the driver of this car. https://www.topgear.com/car-news/supercars/rimac-nevera-breaks-guinness-world-record-going-reverse-171mph

I live in Florida and use a 3.5 ton heat pump that is close to its last months and will need to buy another one. I was told an option is a Mitsubishi heat pump mini split system that would have small wall mounted units in each room that could be controlled individually. Although my home is...

This seems like the best place to ask. We have a 20 ft antenna mast for local TV stations but it and the antenna are getting old and needing replacement. The problem is I am not steady or strong enough to climb on the roof to take it down and put up another antenna and Radio Shack where I...

A friend has been trying to turn his deceased father's estate (a massive amount of gem stones, carvings/statues, rare insect collections, lapidary tools, furniture, cars, and house) into cash for distribution. He is the only surviving child but there are 3 nieces that will also get an...

My wife and I have trusts and wills that need to be updated and want to make sure there are no problems with the estate going to who we designate and eliminate any contesting when we are gone. We both have brothers who were trustees when our respective parents passed away and did numerous...

I just had right eye cataract surgery three days ago. I have had many orthopedic surgeries in the past 10 years but this surgery was the most stressful to schedule. It took a year and 4 visits with the ophthalmologist before setting the date. Of all the special senses the loss of eyesight is...

I don't know squat about computers, electronics etc but I read somewhere that a mouse (like a cheap Logitech) was used on a TV. Does this really work? How does it appear on the TV? If it does work then it would be so much easier than using the remote for searching movies titles on Netflix...

I keep getting large and I think expensive mailings from an investment company called Fisher Investments for an investment guide written by Ken Fisher. They immediately go into the circular file. What is annoying is they way the letter starts out by assuming I am savy and have skill as an...

We had planned on having my wife's daughter and her family (spouse and 2 grown children) over for Christmas dinner since they are only an hour away. To address everyone's favorite main course I was planning on preparing fresh salmon and prime rib. We just found out yesterday that only the...

I plan on leaving my tIRA and Roth IRA to my wife's children. I understand the tIRA will need to be withdrawn by them within 10 years and pay the taxes. Does the tIRA need to be done in the same RMD amounts each year as applies to me? AND Does this also apply to the Roth IRA as well? If this...

Two days ago my Market Value totals were correct compared to my spread sheets. This morning they did not include the Vanguard Cash Reserves (they have always included them) to the tune of over $800k. It's 6 hours later and still the same. Makes me nervous. Anyone have similar experiences...

I have a a small old 1955 concrete block beach house on a slab that is now worth a considerable amount of money due to its location. A lot on my block of the same size as mine sold for a bit over $1MM. It is up for termite treatment renewal and the cost skyrocketed to more than 5x the previous...

My 58 year old stepson wants to talk to me about starting investing. He works for himself as a tile setter, income fluctuates so there is not a regular paycheck, savings is minimal, he has $1k to start, and knows absolutely nothing about investing except what he is told by his friends who...

Since I have only dealt with TD Ameritrade I don't have experience with other investment companies. I only had a small amount of stock and a small amount of money invested with BB&T/Truist that had been placed in an account from an inheritance. I had it transferred from BB&T/Truist to TD...

Many of you are so much more experienced and knowledgeable in personal finance than I am so I appreciate your comments. I was just good at living a frugal lifestyle and just lucky with investing. My tIRA is with Vanguard and I was going to set up automatic RMD with them. The last few years...

This morning (1/1/21) at 6AM there were some people who couldn't stay up late last night setting off their fireworks to welcome in the new year. ;D Happy New Year! Cheers!

We did well saving and investing to accumulate a comfortable amount in our IRAs and after tax savings. But we have been taking RMD for about 3 years now and I am starting to realize that if I was to go first my wife would have a terrible tax bill from the combined RMDs and being single. For a...

Checked with a large local appliance store yesterday to inquire again about the future availability of a chest freezer. I was told probably not until next year. The manufacturers could not even place an order for parts with their suppliers at this time. Many of the parts they need come from...

Going in this morning for Mohs surgery yet again on my scalp. This will be #7 for cutting somewhere on my person. I have my mask and sanitizer ready. I lost track of the number of N burnings but calculate it must be around 400+. Too bad there wasn't sun screen available in the 50s - 70s when...

Anyone know why nobody has chest freezers available to sell. You can find other large appliances (washing machines, dish washers, refrigerators, etc.) but no chest freezers. I check everywhere like Home Depot, Lowes, Best Buy, even Costco and some local independent large appliance stores...

I know absolutely nothing about a generator for the house but thought it may be time to look into them. I would like to have one that automatically turns on to keep the air conditioner, refrigerator, other appliances and lights functional. The breaker panel says it is a 200 amp service. Can...

My step daughter is employed by the public school system and told me a couple of days ago she has been having money invested from her paycheck. I don't know if it is a 403b but would assume so. What she has been told to invest in is First Trust - Capital Strength,51. Ticker is FJRXUX:NASDAQ...