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  1. ratface

    PCP 'subscription' charge

    I just followed the link provided in a previous post and searched for doctors near me, there were about seven, all pretty much charge around $500 every three months, $2000 per year is what it will cost you in the Chicagoland area. $500 a year is a bargain.
  2. ratface

    Newbie Here Regarding the ACA

    I have had a crappy HMO Bronze plan with a third rate Insurance Company for the past five years, I gambled on not getting seriously sick but in retrospect I don't think that is a good idea. I ran into difficulty finding a good urologist in Network but did find a good podiatrist. That said the...
  3. ratface

    RSV vaccine side effects?

    I got the RSV, Flu and Covid shots yesterday. A little muscle soreness today, legs, back and arms. I actually think I'm doing better than last time when I got Covid and the flu shot together. My wife got RSV several weeks ago, not covered by BCBS to a tune of $300. I have very crappy ACA policy...
  4. ratface

    Had to go to ER today allergic reaction to med

    I was in the ER earlier this year for a runaway BP. They told me horror stories about reactions to Lisinopril which I take, not sure that helped my situation any. Said they treat two Lisinopril allergic reactions per week. I am currently on my fifth day of an allergic reaction to an antibiotic...
  5. ratface

    DAW penalty

    I can not speak to the Dispense as written order but have been on generic Synthroid for over a decade and it took about three years to get my dosage correct. I started at the lowest dosage and they kept adjusting until I felt better and the lab work was in range. Your lab work can come back...
  6. ratface

    Retiring this year & appreciate any feedback on HMO experience in 2022 and 2023

    I have had an HMO for several years and my doctor and local hospitals are in network. The issue is you cannot predict future medical issues with any certainty, surprises occur and when they do and you need care out of network it's too late. It's a gamble that in retrospect I would not take the...
  7. ratface

    Any men here experienced a hydrocele?

    How long for it to resolve?
  8. ratface

    Any men here experienced a hydrocele?

    Updating on Urologist Visit My first visit to a urologist today. After an examination he said it was one of the biggest he has seen. Not exactly what I was wanting to hear. He reiterated that the standard practice was to leave it alone if it was not causing any discomfort or pain. He did agree...
  9. ratface

    Any men here experienced a hydrocele?

    will be contemplating some of these recent points tomorrow after I meet with a urologist and get his recommendations. Had a painful night last evening with icing, and heating, and Ibuprofen. I don't know how long I can put this off?? Some days are better than others but it has been life changing...
  10. ratface

    Health Issues Influence Early Retirement?

    I turn 65 this year. At age 51 I was diagnosed with stage 4 throat cancer. I was a 27 year veteran of a major metro police department with great medical insurance and a very generous medical leave policy. I also worked directly with Human resources and had a great position with good contacts in...
  11. ratface

    Any men here experienced a hydrocele?

    A question for anyone who has knowledge of what Medicare will cover for either surgery to remove the cysts or if sclerotherapy would be considered covered. Sclerotherapy is a technique similar to varicose vein treatment but would probably need to by ultrasound guided. Reason I ask is because I...
  12. ratface

    Any men here experienced a hydrocele?

    Nice to see the thread turning from castration to self-examination! Really, anyone reading this thread, please take the time once a week in the shower or wherever it works for you to do a quick self exam, get to know how everything looks down there so you can feel and see any changes. We are...
  13. ratface

    DH - 1 year to Medicare!

    If you don't already have an account with Social security you can do so ahead of time as depending on your circumstances can be quite tedious.
  14. ratface

    HDHP and regular insurance plans

    I regret not buying a better plan this year. I turn 65 this year and have been paying lots of out of pocket expenses because of an unexpected health issue. On top of that my Bronze plan is out of network for some of the specialist I need to see. Health issues are unpredictable and can quickly...
  15. ratface

    Any men here experienced a hydrocele?

    John, I have to ask, does yours get a bit larger in the evening and does the constant heaviness ever go away. Any suggestions for management as I am exploring support garments. The traditional Jock strap is just too tight and begins to hurt and be uncomfortable wearing all day long. I have tried...
  16. ratface

    Any men here experienced a hydrocele?

    updating on results of the ultrasound. To recap my GP thought it was probably a hydrocele or inguinal hernia since my swelling is on the right inguinal canal extending into the scrotum. First and foremost the findings suggest the testicles are normal with no focal intratesticular masses. Big...
  17. ratface

    Any men here experienced a hydrocele?

    Although a Hydrocele is possible in women it is mostly a male issue because the testicles in a fetus start forming behind the kidneys and eventually begin their journey downward and passing thru an opening designed to allow sufficient space for them to descend to the scrotum. That is why this...
  18. ratface

    Any men here experienced a hydrocele?

    Really appreciating the replies, making me fell better already! All Pm's are welcome. I realize it might be disturbing/delicate to some folks but my intention is only to gain insight from a very frightening development. Super appreciative to those chiming in and might help someone down the road!
  19. ratface

    Any men here experienced a hydrocele?

    Have what appears to be a hydrocele above the right testicle. As the name implies it is fluid filling one side of the scrotum and causing swelling on that side. It can occur on both sides also. Caused by injury, infection and a host of other causes. I do work out with dumb bells and injury is a...
  20. ratface

    setting up social security account

    The letter finally arrived on the 10th business day and I was able to create an account, what a relief. My only concern is that as technology advances my cell phone number won't be available for two step verification, God forbid I need to change my phone number!
  21. ratface

    Over Exercising - how do we know?

    I'm sitting in my recliner icing my right knee as I type. I am 65 y/o who has always enjoyed working out and as an FYI my right knee has some osteoarthritis as well as my left from years of running marathons. To answer your question it is never one specific moment where I can say to myself that...
  22. ratface

    Tooth Implants

    Now I'm questioning it especially considering my mindset that day. It could have been two visits. I see TV commercials where people get an entire mouth done in one day and just can't understand how they tolerate it. The funniest thing about the ordeal was how they screwed in the post to the...
  23. ratface

    Tooth Implants

    Wow- sorry you went through that. What part was painful? I don't want to dissuade anyone about having the procedure but mine was very painful. I think it was a combination of not enough Novocain along with having the extraction, bone graft, and post installed all in one sitting. Honestly I...
  24. ratface

    Tooth Implants

    $5000 in Chicago for extraction, post and tooth. Most painful experience of my life. I don't think I would do it again. My dentist claims their failure rate is high and typically last about ten years. I equate the implant industry right up there with Car salesman as they will upsell as many...
  25. ratface

    setting up social security account

    First and foremost I wanted some confirmation that I wasn't somehow scammed into providing a copy of my drivers license. I don't know about the rest of the country but I live in Chicago and mail delivery here is far from dependable. Mail carriers are routinely robbed at gunpoint in order to...
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