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That is one heck of a savings rate. I guess my ratio is 2y saving to 1y living. I am double paying my 15 mortgage and have no other debt. Currently I match my salary through investment income, which gets reinvested and is not included in the ratio. I do include a sizable health insurance...

Good advise so far. I looked at dividend and high yielding sector ETFs a few weeks ago and decided to buy CD's instead. Too much to go wrong in the market right now. CDs are running 2.5% - 3.5% (2yrs - 4yrs). I'm sticking with 3yrs or less. I have great fear of inflation. I don't do...

I am "map" North but not North for someone in GA. I live in Cumming, work in Alpharetta.

I am not a Cramer fan but he was right on the money when the housing bubble started bursting. Obama is not responsible for the mess, but his actions have done little to instill confidence in the markets. In fact the amount of government spending is sicking and to me focuses on the wrong...

My thoughts... My 401K is a small part of my nest egg. My 401K is with Fidelity. We have the idiot choices for the most part - target date and "internal" mutual funds with no details about holdings. At Schwab I include my Fidelity allocation in my overall portfolio and invest accordingly...

Hi, My name is Tim and though I am not retired, I had been contemplating it for a couple years. I will be 100% debt free within three years. I have funded my 5yo's 529 (though it is going in reverse) and my investment income matches my salary. Some income though is in retirement accounts and...