Search results

  1. S

    Google Voice Now Open

    FYI to anyone from Canada, it isn't available to us yet. Seems like a neat service though.
  2. S

    You know you work for Megacorp when...

    When the branch general manager gives the branch management a 10 minute lecture on what "value added" means, and gets it totally wrong, and no one bothers to correct him since they know he'll forget what that particular buzz word means by next week.
  3. S

    Stupid ideas our companies came up with

    Why doesn't the concept of triage apply to IT support? It's cool though if I have to wait 3 hours to see a doctor when it's not life or death, but a doctor should NEVER have to wait 10 minutes to use a printer or whatever...
  4. S

    Self-publishing a book

    Check out Self Publishing - Lulu.com You can publish in pretty small quantities.
  5. S

    Anyone ever traveled for months at a time?

    I've read parts of a book I found at the library called "The Family Sabbatical Handbook" that gives a lot of advice on extended travel with children.
  6. S

    Driving with your eyes?

    When I was taught to drive years ago in driver's ed class, the instructor taught us to "drive with our eyes". I don't mean not holding the steering wheel. The lesson was that we should look where we want to go. It was explained the reason people crashed when looking away from the road was...
  7. S

    Frightening Story - Just the Beginning - Swaps

    Well to be fair, forecasts can only ever be two things: Wrong or lucky
  8. S

    Can you hedge housing risk?

    A friend and I have been talking about renting vs owning and which is "riskier". On the renting side you have, effectively, price risk (rents could go up, maybe due to real estate appreciation). On the owning side you have asset risk (in the short term your home could drop in value, require a...
  9. S

    Buenos Aires anyone?

    This guy went through the meltdown in 2001 in Argentina, but he definitely will tell you stories that the tourist and expat sites won't: SURVIVING IN ARGENTINA
  10. S

    Adding wife's name onto title and opening a HELOC

    What is the purpose of adding her to the deed? I mean it's just a piece of paper. Aren't there legal costs (probably minor, but still)?
  11. S

    Buenos Aires anyone?

    Here's a recent cost of living post about BA, you need recent information because inflation is 15%+ per year there: Cost of Living in Buenos Aires, Argentina | Expose: Buenos Aires As for your question regarding fitting in, 88.9% of people in the city are classified as white in the census...
  12. S

    Buenos Aires anyone?

    I've done a lot of research on BA in the past month or so. From what I've found, you can get a very nice short term furnished apartment for 1200-1800 in Palermoor or Recoleta. As mentioned Puerto Maderro is another option, but expect to pay a bit more. 3500 USD would likely be sufficient to...
  13. S

    My reason for urgently needing a HELOC

    Sounds like a last ditch Vegas blackjack trip is in order... always works in the movies? But seriously I agree, I'd ask them to sell the jewelery, one car, etc. Can she pick up a minimum wage job on the side?
  14. S

    Do bosses feel betrayed when telecommuting is proposed?

    A1:I've worked from home a number of times, though usually only when the weather is really bad or something. I only live 10 minutes from work. I've also worked for days at a time at the parent company's office doing work for my company. Their office is about an hour away from ours. A2: Does...
  15. S

    Do bosses feel betrayed when telecommuting is proposed?

    Yes I would be moving to another country (not driving distance, but in a similar time zone with reliable high speed internet etc) for 3-12 months. The move would be on my dime. I wouldn't have any face to face business, my doesn't involve external customers. I would be maintaining my local...
  16. S

    Do bosses feel betrayed when telecommuting is proposed?

    For the "too long didn't read" version jump to the end :) I am considering proposing to my boss that I work remotely from another country (in a set city, we wouldn't be traveling around except on weekends, and the timezone isn't wacky, so my hours wouldn't change) for 3-12 months. The large...
  17. S

    Floatation cost reduction strategies?

    Here's a thought I had: Purchase ETFs with the 40K I have now, then use 0.5ish MER index funds (about the best I can get in Canada with CIBC) for new purchases. Once the balance in an index fund reaches like 5k, sell it and buy ETF equivalent. Does that make sense? For what I'm planning for...
  18. S

    Floatation cost reduction strategies?

    From the article: Canadian Online Discount Stock Brokerage Comparison | Million Dollar Journey I don't think they are a ton of way cheaper options for me, except maybe QuestTrade. Most seem to be 19,99 or more unless you do a lot of trades or have 50K+ assets.
  19. S

    Floatation cost reduction strategies?

    I live in Canada and I'll be using an "investor's edge" RRSP account with CIBC. I'm not sure exactly yet what the trade fees are, but I'm pretty sure they aren't going to be as low as an online only discount broker. I chose them mainly for convenience, I know I'm going to be eating a higher cost...
  20. S

    Floatation cost reduction strategies?

    I put away $125 per week for my RRSP (6500 per year) and at tax time I tend to purchase on top of that another $5000. Currently the 125$ is added every week to three different mutual funds. I'm moving away from this and into either index mutual funds or index ETFs. My question is geared towards...
  21. S

    TD eSeries outside TD Waterhouse

    Can someone who has a Canadian discount brokerage account other than TD Waterhouse verify for me if you can purchase the TD eSeries (ie should be able to search for "TD Canadian Index - e" not "TD Canadian Index - I")? The reps at TD seem pretty clueless when it comes to the eSeries for some...
  22. S

    Transfering from financial advisor to self directed

    I checked morningstar.ca and for 3 of the 4 funds I am seeing the following under "Load Type": Choice Front or Back Deferred Charge on Org Amount Front End Charge Low Load Charge No Sales or Redemption Charge Not sure what that means? Since I don't remember making a...
  23. S

    Transfering from financial advisor to self directed

    I'm likely going to open an investor's edge account, but again I have to figure out exactly the limitations. In the end, I'm planning to buy index funds with low MERs (prob one Canadian, one USA, one world index) and fixed income (bond) index funds with a low MER to maintain a specific asset...
  24. S

    Transfering from financial advisor to self directed

    Are these backend fees significant? If I'm understanding how MERs work, if I'm paying 2% MER and I transfer to <0.5% MER index fund, I'm saving 1.5% per year of my nestegg, am I not?
  25. S

    Cat stew lover skewered in Italy

    Speaking of which, there's a great show on the Food Network where the host travels around eating really strange food. I'm talking everything from insects to testicles. The host is a heavy set bald guy, I can't think of his name or the show's name. His motto is: "If it looks good, eat it"...
Back
Top Bottom