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watered my cactus (doesn't happen everyday), sent a check to vanguard (ditto) and after 3 years finally registered with ER.org I'm ready to hit the hay....

...but now I realize there must be others like me still out there.

Hello Forum! First post!!! :greetings10: Been a silent stalker for quite some time. Mid-30s, married, one 4 year old son and another on the way :). I've got the typical financial decisions I'm trying to navigate...pay off mortgage early, best asset allocation, current state of the economy...