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Have you exhausted every possible treatment for your disability including alternative health methods? Sometimes just trying lots of different diets, including the caveman diet, might help. You might try reading the Paleodiet book for some ideas. Or check out paleofood.com. For chronic pain...

There are many jobs you can do from home. If you can use a computer to type questions on this forum you could probably find both online training and a job online. Maybe web design, technical writing, copywriting, article writing, virtual admin, online tutor, etc. Places like ehow and...

+1 on the IRA rollover to your current 401K. I am slowly eliminating all nonRoth IRA through rollovers. If your employer doesn't accept rollovers, you could generate some side business income, set up your own 401K, and then rollover the IRA money into that. With your own 401K you can decide...

Good catch. I think you are right!

Spent close to $3K in vet bills on guinea pigs, mostly towards their end of life issues. It is hard to pull the plug when they are basically family members and you have the money. Each time I swore I would just have them put down quietly and each time the kids and hubby talked me into having...

I read a post here a while ago from someone who mentioned shopping at ethnic markets for produce. I tried it and am amazed at the price differences. Of the three ethnic groceries I tried, all three had nice selections of fruits and vegetables on sale for 50 cents a pound or less. These were no...

Thanks again for all of the suggestions. Our friend is home for the holidays and mentioned several times how much he enjoyed the package. He especially enjoyed the immersion heater and assorted beverages to go with it, so thanks especially to Nords for that suggestion, among his many other...

Every time I have been interviewed about a boss I've been honest if it was someone I didn't like and it always worked out well for me. I suspect by the time subordinates are being interviewed the writing is already on the wall for the boss in question, and management is just looking for more...

The last sales pitch we had for a time share in Hawaii was for $700 maintenance fees a year plus the cost of the time share. At the time we were on vacation in Hawaii on a deal from the Entertainment book so our condo costs were only $700 per night anyway, without any long term commitment or...

I will have to watch the whole Gardner video when I have more time. I don't do well at all on low carb. Maybe because I am not insulin resistant. I have been trying different diets and tried the low carb again a couple of weeks ago after people on this forum were raving about it. After about...

So there is really nothing to sell except an annual expense of $2760. That is like paying almost $200 a night for a condo, so most people can just book vacations on their own through any travel site they want for any dates they want for that price without having to be locked into an annual...

I'm not counting on being able to get more than about 2% real return. Anything beyond that will be a plus. But I am also going to do more research on investments in other countries. I just don't see any reason for the U.S. to be on an economic upswing for a long time to come.

You could try consulting, contract work or self employment. My husband's former company has had a lot of layoffs of the senior people these last few years. I noticed at their last get social get together most of them were doing contract work these days, though some had still found new full time...

Winelover01, I feel your pain. For us as well health insurance is a main concern about retiring early. Here are some options: 1. Check out your states HIPAA coverage. 2. Hope health care reform doesn't get repealed and have your husband quit his job 18 months (COBRA time period) before...

The OP is asking legitimate questions and hasn't tried to sell anyone here anything. 100K is a good income but not out of line for his kind of work. I don't get any spammer vibes from his questions at all.

That happened to a friend of ours after she got divorced and she had the proceeds from the house to invest. Her post-divorce money "adviser" was selling her investments and buying new ones every few months or so in order to generate commissions for himself.

I think the main focus of what the accountant is getting at is not having to pay social security taxes on the dividend portion of the income. Social security taxes are double for self employed people because they pay both the employer and employee portions. I think a lot of kids go to college...

He is probably being vague as to not invite competition. Think of what the Facebook and Google guys make from their web site ideas and his income isn't improbable for his age at all. Besides the good points Martha brought up up the sub-S, keep in mind that social security payments are based on...

Congrats on the income increase! You could probably save more with a 401K plan - $16,500 plus 25% of your earned income. See the chart here - Fidelity Investments You can set up a solo 401K plan at places like Fidelity using their prototype plan, or pay a pension plan firm to set up your...

You might want to check your urine pH. Having it too acid or alkaline can cause or add to skin irritation. You can buy special pH paper at a health food store like Whole Foods or online at Amazon. Did you take antibiotics prior to this happening or make any diet changes? A waxy lip balm can...

I tend to agree. I personally don't use Firecalc. I wrote my own retirement program where I can enter in varying inflation rates, varying TIPS returns, varying social security income, etc.

I think one aspect to consider is making new friends by joining hobby clubs, a church, volunteer activities, environmental groups, etc. - whatever interests you.

I think if you know C, then both Java and C++ would be relatively easy, and a lot of the web stuff like Dreamweaver and HTML would be a piece of cake for someone like you. With web stuff you don't have to wait until someone hires you to get experience. You can take college, community college...

If you are interested in still working you could go back to school and update your skills.

We have an Outback and love it. We got the bigger engine and it is really zippy. We test drove the Forester and liked those, as well. We may get a Forester the next car we need to replace. Subarus have great safety ratings - IIHS vehicle ratings and they also have great repair records and...