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  1. J

    Buy home, or rent and invest in retirement account?

    Any advice very much appreciated, thanks. I am about to have a home built, for $135K, probably 20-25K down, hoping for 5% interest on a 30 year FHA loan. Mortgage, interest, taxes, and mortgage insurance will be around $850/mo. Currently rent for 600/mo. I'm 54, earn 60K/yr. Plan to retire in...
  2. J

    Buy or wait on multi?

    Hi everyone, Our town, Las Cruces, has had much less housing market dip than some places. It seems housing prices still may have more downward movement from news today. I'm looking at a multi-family (fourplex). It's a good deal and an unusually good property for around here. Does a smart real...
  3. J

    Hello from JimK, seeking not-so-early retirement advice

    Hi, I'm 54, have had my head buried in my career, and am just starting to think about retirement, now that I have earned tenure. Salary 60K, have a very large student loan, still renting. I started my prof job pretty late in life, at 48. Have thought about nothing but science, publishing...
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