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Vacant house insurance... is much more expensive than for a furnished, occupied house. Most home insurance policies will cover for 30-60 days, but after that you need a different policy. I am going through that now and it is a real PITA.

NYTimes Paywall Happywras, you can get around the paywall by using Firefox as your browser and installing "no scripts." I also think you can read it in Firefox in incognito mode.

Actually, an outfit called Replacements, Ltd (google them) will buy silver. I sold quite a bit this year and made a bit of mad money.

I will never buy a high end appliance again. We've been through all the big brands -- Sub-Zero, GE Profile, Miehl, etc., and all have failed. Now I just go to Sears and say "give me the cheapest and simplest." I was elated to find a dryer without a bulb -- just one more thing to break like...

Mulligan, Thank you for your insight on what can happen. We have only been in this game for a couple of years and your experience is much deeper. Also I think you have a traders view of this market; ours is strictly income. I would be delighted if a $25 preferred I own dropped to $5. If they...

Mulligan, Not sure what you mean about price erosion, perpetual issues and the long end moving north. We don't invest in "perpetual preferred" stock, at least to our knowledge, other than the fact that any preferred can live forever if the issuer chooses to let it remain outstanding. Does "the...

Thanks -- good call (no pun intended). Keep 'em coming!

1. We are looking for issues with call dates 3-4 years out. Very few, if any, of the issues we have reviewed have maturity dates. Also, we are looking only at issues subject to the 15% tax rate. 2. We are not sure the present ones we hold will be called. Hope they are not. But the banks...

A portion of our securities portfolio -- about 15% -- is invested in 11 high quality preferred stocks, mostly banks but a few others as well. Four of these have call dates coming up later this year. If they are called we want to replace them with 4 others that have call dates further out --...

Oh, so sorry... Now she has passed over the rainbow bridge where so many of our companions have gone. I urge you strength and good spirits.

Geyserville restaurants We live 30 miles north. Like Diavolo, but love, love Catelli's. Try their lasagne -- incredibly thin sheets of pasta. Going to Diabolo next Sunday with friends.

Yikes, that's the one! Google is my friend!

Could it be... this outfit? URL:Recent fine may hasten LPL Financial's shift to fee compensation

Robert -- You might want to go over to the CruiseCritic board and take a look at the roll call for your cruise.

To Va Collector I've read your saga with interest, and believe I have you beat. DH worked for BAC and accumulated 50,000 shares between $16-18 per. When stock hit $50 (yes, I know it went above that once), I urged him to sell half. No, because of cap gains tax. When it slid to $30 I begged...