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Hello folks, A question about how IRA contribution year is calculated. DW opened a new IRA account sometimes in 2014. She made her first contribution of $3500 on 4/17/2015. We filed taxes on 4/18/2015 for the year 2014. So essentially this contribution was for year 2014. This year, she...

Hello folks, About 2 months ago, there were few huge transactions on our credit card within a matter of 30 minutes. Glad we had set up transaction alert, we caught them within an hour or so. We worked out with the credit card company and sorted out everything within a month. That day we were...

I posted a question about GAP insurance yesterday and now I am asking about multiple hard inquiries on credit, as I am trying to shop around for better rate and duration. Yesterday, when I was talking to a friend of mine. He suggested, I should extend my duration of auto loan (5 years, instead...

Yes folks. I understand what the GAP is and what this insurance is for. Although I am putting >20% down, I am so paranoid at this moment that I am trying to cover all bases, even if it is not 'required'. This is my first 'new' car, and it may not depreciate by $8K the moment its off the lot but...

Hello folks, I am getting a new vehicle. I am paying $8200 from my pocket and getting an auto loan of $20,000 from a local credit union. GAP insurance didn't come with it, neither they offered it (and I forgot to ask). State farm, my auto insurance company, does not provide GAP insurance...

We try to fit everything in $4000, family of 3.

Don't have any complaints as such with Hulu Plus. The episode appears pretty quickly (even earlier sometimes). At the same time, I am not a big TV watcher. Also look at Amazon Prime. I am considering Amazon prime after summer, I get TV + Amazon for $99. I do have to check though what Hulu gives...

Hello folks, Although I am in mid 30s, I never took a financial loan. I am getting a car now so will apply for auto loan. I need some sage advice. I plan to buy used Subaru Outback/Forester, budget is about $24000. Although I have that in cash, I do not want to buy in cash. My goal is to have...

Because of copyright issues, it has become little tricky. I call it, a punishment for being a law abiding citizen. Use ISO Maker tool to make ISO file out of your DVD and then use Handbrake or VidCoder to make mp4 or mkv file. And, you may not be able to make sensible mp4 file out of these...

The “Tech Support” Scammers Called HTG (So We Had Fun with Them) will help you more

Interesting, how did it affect your internet bill? I have Cablevision in NY, other option is FiOS and I currently pay $68 for 15/5mbps internet and very basic cable (OTA channels only, mostly). I called and told them that I do not want TV and I was informed, my internet bill will be $70/month...

This does not answer your question directly but I think you are not dealing with basic question properly. Why would you use MagicJack to begin with when there is a free alternative to landline? Same goes with Vonage or Ooma. Since last October, I have been using Google Voice with OBi 100 device...

Hello folks, We are currently a one car family, 2006 Nissan Sentra 1.8S It is clocking 90K on odometer. We bought it used for about $9,000 in 2009, when it had 76K on odometer. Since then we have replaced serpentine belt, tires, AC, some wire that connects to brake pads totaling about $3000...

I checked my PD on this link, it said its 77 but mine is 68 (optometrist checked). So not too sure who is correct. They have really good frames. I wonder if anybody ordered from these guys. I really want someone offering a decent oleophobic coating. I am tired of finger prints and eye-brow...

Thank you everyone. We have really senior folks in our development and are super super nice. Compared to them, Olivia is, well... to put it in most civil fashion, is super cranky. I wanted to know for my understanding (and for the record, I avoid this woman like plague). Someone commented...

Need some advice, apologies for ramblings. One my neighbor, lets call her Laura, has a child with special needs about 5 years old and overall very difficult to handle. In the morning, when she tried to park, she bumped into one of the cars. There is a minor scratch but nothing otherwise you can...

I wanted to order from Zenni but their collection for my face size (large frames) is not really great. Plus, their oleophobic coating has got a really lot of beating. I ordered from Googles4u, primarily because they had the frame I liked (plus, there was some sale going on that I learned at the...

EXACTLY, if you are the doctor then you should also check out with AMA about their lobbying in Washington. Offnote, I read an article about somebody in Washington that signed/supported the bill that patient can not sue the doctor for xyz. After 10 or so years, he wanted to sue the doctor for...

@Silver, Probably you are right and thanks for the advice. I just talked to the doctor's office. Lets see how it goes now. With the EOB, I do not find it in my file so probably, I did not get it (because I am OCD about filing properly) and I can not access it on their website either (rest all...

OK, So I talked to the hospital and as I expected, she was extremely assertive. She mentions that I recd. EOB (which I don't find) and it is my fault that I did not appeal to the insurance company. AND THEY HAVE 7 YEARS to send out the bill and I am like, WTF? So no answer to, why the bill...

Labs ordered and performed - 07/16/2012 Insurance denial - Sometimes in August 2012 Bill received - 07/23/2013 What happened between 08/2012 and 07/18/2013 (when the bill was made), I don't know. I tried to reach them yesterday but could not reach. What I told the insurance company about the...

Hello folks, I went for my annual physical last year in the first week of July (2012). My PCP ordered some bloodwork. Now after a little more than one year I get the bill. Snowflake details follow. The claim for the bloodwork was sent to the insurance company quickly after the work was done...

I disagree with the article. First of all, the quality of our fresh food is reducing day by day. Although it looks fresh and shiny, the quality is not same as it used to be during our grandparents. Some of our food supply is touted as healthy but it works against us (Read Soy) so in such cases...

I am in the queue for this movie at our library and will be at least 2 months before I will get the DVD. @LitGal, It is ALWAYS hard to explain to the folks who do not encounter anything that others go through. As a father of a child on Autism Spectrum, although there is decent awareness in the...

No point in blaming customer service reps. They are just doing the job as they are told to. They do not have any flexibility, at least in India. Being an Indian (although moved out abt 13 years ago, still have some of the family members there), my brother's wife worked briefly at similar...