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    Gas Prices.........

    Guess what kiddies, to hell with fuel prices, I will be splashing my 50 silverton convertible in 2 weeks which pulls in an impressive 1/2 mile per gallon of diesel! Now that is some fuel economy for ya!
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    Whoopee - New Source of Financial Eye Candy

    boy, stuffing g strings sure is subject to inflationary pressures, nothing is safe!
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    New angle on "One more year"

    110k pension after 25 years, screw medicine I want to fly!
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    New Poster From Hilo

    Welcome to the board! I second the statement of choice of living location. Another 12 inches on april fools expected here!
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    Has anybody taken home equity to invest

    That was my feeling also trawler, that is why I have not pulled the trigger. I think firecalc has me safely retiring 52
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    Has anybody taken home equity to invest

    Mortgage rates are at all time lows, no news there. I have 100% equity in my house and can easily get 250k out without much effort at 3.99 10 years no closing costs. Obviously, if I beat a return of 3.99 I did ok. The mental "return" of knowing my house is paid for is worth quite a bit to me...
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    Why does vanguard high yield bond NAV decline

    hey brewer, when you ask a question on an internet forum you expect reasonable answers to a question. Last time I looked, crack smokers Dont: 1. Have a 500k house paid for 2. Have a 650k yacht paid for 3. Have a 1.1 M after tax portfolio 4. Have a paid for office building at age...
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    Why does vanguard high yield bond NAV decline

    I am lost with this. I think I will forget about capital return and just make a spread sheet using TOTAL annual return with my current starting balance and back track 25 years spending 60% of my dividends and reinvesting 40% and see what happens?
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    Why does vanguard high yield bond NAV decline

    look under "price and performance" and "historical returns". There is a table of capital return vs. income return from 2000 to present. That is what i am using
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    Why does vanguard high yield bond NAV decline

    I donot know how to get the data to display correctly here but it is from the fund info on vanguard site. What did you get?
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    Why does vanguard high yield bond NAV decline

    Well what happens when we go to 0 Also capital loss over last 10 y is 1.5% total Someone mentioned avg 2.5% per annum
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    Why does vanguard high yield bond NAV decline

    Only mentioned defaults. Is that going to takr down a 350 bond holding fund which had a 0% default rate in 2008 2009 and 2010
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    Why does vanguard high yield bond NAV decline

    So does anyone have an explanation? Would not a prolonged equity bull market push nav up? It apparently is not correlated well with interest rate swings as other bond types like long corporates or treasuries. Can anyone help me understand why this seems to be a popular thought here and on...
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    Why does vanguard high yield bond NAV decline

    Can someone tell me why many people seem to think that the NAV of Vanguard's High yield corporate is destined to continue declining. Obviously, it is correlated closely with stocks and I understand that. The default rate for vheax was 0% for all of 2010 (source: vanguard). The dividend is...
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    Business owners: Write your Congress person NOW

    Obviously only the op runs a businesss. I could sure use the 2% as an employer. I know dam well i have as much chance collecting ss as a 1 legged man has in winning an as kicking contest
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    Chasing yield again: PenFed CDs

    ALLY CANNOT APPLY NEW TERMS TO OLD CD'S. I have verified this multiple times, I have a printed conversation with one of their reps to this effect. If they change it, it will apply to NEW cd's
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    Approaching a Milestone.....

    Congrats Scrabbler, I am 44 and just passed the 1M mark 1 month ago, currently 1.02M. I have to say that I know it is just a number but...its a large number. I moved to 100% cash and my target is 1.75M with 72K per year annual contributions. I hope to be there in 2017. Congrats. I ran the...
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    Clarification of Ally Early withdrawal penalty (help please)

    In an earlier thread, there was a discussion of whether Ally can change their early withdrawal penalty on CDs for EXISTING cd account holders. I currently hold 340k in CD's at ally, one of the reasons for holding some money there is because they have the most generous 5 year cd given the short...
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    how to maximize Ibond purchase

    I am interested in purchasing I bonds. I was briefly on the treasury direct site. I understand you can purchase 5k (why???) in electronic and 5k in paper each for husband and wife. Is there a way to purchase more (we don't have kids). Thanks. I had read something about setting up an...
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    joining apple FCU- how?

    Can anyone join apple FCU?
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    Anyone in All Cash?

    Yes that is true however, I don't have principle risk.
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    Any thoughts on zions direct auctions

    Just wondering if anyone has ever used this site and whether or not they have ever purchased muni's cd's etc from them. Is it reputable?
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    Anyone in All Cash?

    I don't think it has to be "qualified relatives". What is "qualified". Really, if it is a different category of ownership such as in trust for (itf) or payable on death (POD) then it is insured Wife POD husband Wife POD brother Wife POD sister in law Wife POD brother in law etc. As for...
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    Anyone in All Cash?

    I have 9 cd's for 82k each (I am under 100k in each case). Each cd in wifes name with a different beneficiary. 4 different banks (penfed, ally, Igobanking.com, hudson city savings bank) yielding 3.50, 3.15, 3.40, 3.55. and 180K in an IRA plus 50k emergency in ally high yield savings. This...
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    Anyone in All Cash?

    igobanking.com 3.55% 5 year, break cd 6 month penalty when rates go up far enough pen fed 3.50% 5 year
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