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Thanks! I was leery of the "work for startups" advice. I've set up my whole life to be a quick but steady tortoise rather than a burnt out hare (sorry for the cliche). I've even turned down a promotion because I didn't like the amount of "off-hours" required by the position. My first manager...

Rich - Thanks for the bigger picture advice. I definitely want to enjoy the next 20 years as much as the 20 post-ER. walkinwood - Like Rich, thanks for helping me keep an eye on the big picture. I'm really interested in your view on housing. I am fairly certain, having worked at this...

This is good info. I just started learning about 72T withdrawals from this forum and will have to take a closer look. I knew that my Roth IRA would be helpful come ER time, since I could withdraw contributions (and earnings for things like buying a house). Rolling over a 401k into IRA's and...

You make an excellent point. I didn't consider inflation in this light. I still take a little solace in the gap between my wage and my real wage - the costs of keeping my job. That should help lower my post-ER living expenses even more. Perhaps I'll add a 2% or 3% inflation rate into my...

Thanks for the advice! My wife is an only child. My mom has been dreaming of my kids since I was a thought in her mind. Neither sets of parents know of our decision yet. We're keeping an open mind. I held a baby yesterday and so did DW, and both of us walked away thinking "noooo way." I...

Min Pin = in the bed if she's wailing. I have a soft spot for 5 big pounds of attitude. Doberman = on the couch or in his crate, no matter what.

Ah - the dreaded inflation. How could I have neglected that in the post? In truth, since the numbers are so far away, I haven't factored that in yet. I know I should - since even a minimal rate would have a huge impact. Perhaps I'm wishing it away. Perhaps I'm dreaming that my returns are...

Ready Now - With Long Way to Go Hi Everyone! I've been reading a few threads and thought some of the members here could give me a little guidance. I have a long way to go, but I'm off to a great start, and I think I have a solid plan. Some basics: My name is Ben. I want to retire by the...