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  1. M

    Hi, I am JimP

    CD Update - I just went onto www.fisn.com site to check their latest CD offering & noticed the CD we took (4.5% 15yr/1yr uncallable) is the same except has a 2 year uncallable term. I like this even better but alas we took out our CD some time ago through them. I know this thread is about Jim's...
  2. M

    Hi, I am JimP

    Here is a link for some high Reward checking rates. Yes there are rules & it does take some effort and some banks are better than others. We needed additional liquidity and yet wanted to have a somewhat decent rate so we opened ours with Coulee and have found them pleasurable to work with...
  3. M

    Hi, I am JimP

    Katsmeow Hello Katsmeow, Depends on what type of risk you're talking about....I'm talking about conservative FDIC CD's, not much risk of failure unless the Federal Gov't fails which in that case, we had all better start learning how to build log cabins. That is also why I based the drawdown on...
  4. M

    Hi, I am JimP

    Hello Jim, I'm certainly not a financial expert, just another retired guy making ends meet but maybe some of the following might help. Is your house included in your assets, if so that is not a very liquid asset. So if for example you have $1.5M in stock, cash, bonds etc, then with strategic...
  5. M

    Straight Talk Prepaid Wireless Phone Service

    T-Mobile Pre-Paid Plan We agree! My wife and I have two T-Mobile Phones on the 1000Min Plans & love it. The most important feature of the plan is if you do not use your 1000Min for the whole year and used lets say only 200Min...when you renew for the next year (365 days) all you have to add...
  6. M

    ER checklist

    Many forum members have suggested to drop AARP, I don't know if you have looked at other auto insurance costs outside of aarp and I also don't know if your young age makes a difference with insurers. I do know that my wife and I saved well over $300/yr to go with AARP recommended Auto Insurer...
  7. M

    When your 30 something child asks for money- what is response?

    At 30+ I was married 4 years but owned two houses (renting one) and helping my parents as much as I could because they helped me through school! Everyones situation is different, 45 years ago, I borrowed $500 from my Aunt for a down payment on my first house because my parents could not...
  8. M

    DRINKERs (Dual Retirement Income No-Kids Early Retirement)

    Not sure what your issue/concerns are but we have no kids, Retired, lat year @ 62 & 63, Niether have a Pension, but we have dual SS & satisfactory retirement savings! I guess this is probably pretty close to being Drinkers! Be sure you know what kind of health you are in and how good your...
  9. M

    Former employer won't let me go!

    Yikes! Just came across your issue today & can only reiterate everyone else...Just be glad you are away from there! After that kind of send off I wouldn't be so kind to help him out...but if I did, the rate would be 2.5 times previous total salary & fringes etc...a typical rate for consulting...
  10. M

    Google Voice

    We signed up 10 months ago and received an invite 4 months later but the wait was worth it! Works like a dream, call forwarding, followme to any phone you list, unlist any phone anytime, convert voicemails to emails, personalized messages, standard messages, etc etc...It works great for us.
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