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    Poll: What % of net-worth do you still have to pay tax on?

    Poll: What % of net-worth do you still have to pay income tax on? Inspired by another thread, I thought it might be worthwhile to see from what part of my assets I still need to give gifts to Uncle Sam. What percentage of your total net-worth, do you still have to pay tax on? You may not have...
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    Article Fwd: 4 Ways Retirement Savers are Misunderstood

    Here is an article that expresses the sentiments of this forum members well. You probably won't learn a lot of new stuff, just reiterating FIRE philosophy. Maybe author is a member here? Or lurks here for content! http://finance.yahoo.com/news/4-ways-retirement-savers-misunderstood-134500517.html
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    FYI, Health Insurance Options comparison model

    I created an Excel model that we used for comparing our Health Insurance options as part of 2015 Annual Enrollment. I wanted to share it on this forum in case others find it useful in analyzing their options. Note, the numbers are not actuals (but sample). Let me know if you have any questions.
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    Healthcare ACA subsidies appear to depend on multi-year income

    This one caught my eye. From How this year's tax return could affect 2014's healthcare costs - Yahoo! Finance "Even if you do everything right in 2012, you could end up owing some subsidy back on your 2014 taxes if you earn more then. But you won't have to worry about that until 2015." I...
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    My health insurance premium trend - HDHP, HSA eligible

    Got my latest health insurance premium increase. The plot shows how my premiums have increased in the 2 years that I have had HDHP policy with BCBS. No claims. 25% per year. 4 increases in 2 years. Just wanted to share in case it helps someone plan their budget. Feel free to share your trend...
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    Where to relocate to - warmer, urban-cultural, affordable, walkable?

    DH and I have been FIREd (occasionally freelance) for 3 years. In our 40s, no kids. We want to move out of the Chicago area to something a lot less cold. But at the same time, it should be culturally (& intellectually) active, diverse, urban/city-living and a very walkable neighborhood (close to...
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    Exclusion Rider for Individual Health Policy - how does it work?

    We (DH & I) recently applied for an Individual Health Insurance policy. We had been uninsured for the past 18 months and decided to go with High-deductible ($10,000) HSA eligible policy, just in case. Completely new to the Individual Health market after FIRE at about 40. Been group insured...
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