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That is great information and I appreciate your response. So the penalty will most likely go away with the abolishment (or changes) of AHA coming soon. DW & I are healthy 62 year olds (no pre-existing issues) so we're fortunate in that regard. The whole subsidies issue is wishy-washy due to my...

My plan is no longer offer offered. Cheapest new plan is $1000.00 higher. So what's the IRS penalty for doing without?

I've used TaxAct for the past few years. Had a problem last year though with the Obamacare part of the return and the software got caught in a loop. Had to send my return to them so they could debug the problem. I was uncomfortable with the experience at the time and figured I'd move on this...

I bought a CPO Audi in 05' and kept it until 15'. Great car but the depreciation in the first few years was astounding. It all worked out though because of time. I traded it in for a very good price on a VW TDI Sportwagen. That was July 15'. So in Sep 15' the Dieselgate story broke which...

Our marketplace plan coverage goes up each year. I've got an upper molar that's about to be replaced and I'm happy to see a bump in what they're covering even though the premium is the same as last year.

I'd say it sometimes has to do with timing. We were in the FL Keys last week and booked directly using the AAA rate. The prior week had been cool and the hotel was not even half full. We were able to upgrade (simply by asking) to a water view room for no up-charge. Worked out nice as the...

Just going through the severance situation right now too. I turned 59.5 last month but have decided to roll the 401 from JP Morgan to a brokerage IRA account for better fund choices. I also carry an umbrella as mentioned in post 10. I'll get a DB (not large) but the plan was to wait for age 62...

And you can be far away from the signal too. Prior to 9/11 I was pulling in quite a few HD channels off the north WTC tower, 38 air miles away.

Spend it jointly with my wife: A nice dinner & concert (like Emmylou Harris coming to Scanton PA 9/19) Replacement of our bed Replacement of our RPTV Stash the rest in our savings account.