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Work sucked today...solidifying giving notice in 3 weeks before the long holiday weekend.

I have been lurking this thread for a while. Making it official...mark me down for 2024! I come here for inspiration, and frankly the last few post about postponing or OMY had me rethinking again. Always worried if I have the numbers right, but I am on or ahead of my planning (going on 15...

Thank you all for the replies...it does help to know I am not alone in the overthinking. Of course over the past years I have monitored our budget and progression closely. I am not a risk taker, so the unknown is hard for me but I have a lot of contingency planned in and continue to remind...

You are absolutely correct! The market dip was actually a bit welcome since I felt it was due to come anyway. Thanks for the reminder.

I tried replying to one of my first timer posts from 2010, but it was too old! Blast from the past...still a lurker 13 years later. I now have a low 7 figure portfolio with my now husband and a 5 year old (was on the fence for a while). Currently in OMY syndrome (working from home during...

I would like to add to your discussion of "Why" some people end up financially better than others that your "Luck" may just have been the fact that you were born a male. What about the income gap between men and women? I work just as hard...probably harder than my male counterparts, but I know...

I purchased a house in california two years ago, so I understand where you are coming from on the large amount you will need for a downpayment, etc. I also used to live in the San Jose area, so I know prices can be high. First of all, I would never raid a 401K or Roth for anything. If you...

You all have great advice and have given me some food for thought. Thank you!

There are lots of people who may be emotionally ready for children, but not financially. I think it is important to consider both factors since they both ultimately affect the child. You are correct that in my case, I have the luxury to choose if I am emotionally ready for children, because I...

What if I want both? I guess that is my main question. I realize there would be some compromise to have your cake and eat it too, but how much compromise? P.S. Already have 2 cats, a boyfriend and a roomate (my brother)....they all keep me on my toes!;D

I am 30, and still on the fence about having kids. I am leaning toward yes, but it would be a few years. I know a lot of people on here are child free by choice and it obviously increases your chanced of early retirement, but I also see many of you with children still in high school or...

I am 30, and I totally feel your pain. I am constantly calculating and trying to figure out how I can get out fast! I am an engineer too, so maybe we just like to play with numbers. Currently I think it will take about 20 years. Seems like forever!!! I probably need to find a new career...

Do the basics of selecting asset allocation based on "retirement date" change if you are retiring early? For example, do you pick a target retirement based on your early retire date, or based on a normal age 65 retire date so you do not become too conservative too early. I do realize that the...

I am in SD as well and it is cold...but not that cold. I would like to see a study of how much we save per a year on heating and cooling vs. our larger mortgage to live here. I think I have only had the heat on 3 times this winter. We just get a blanket and some sweat pants!

I have a general idea of what I spend in certain categories, but I do not track it down to the penny. What I do track closely is my yearly percent saved in my 401K, Roth and Taxable account. In a backwards way this tells me what I have spent.

I can definitly relate to what you are saying. I only turn 30 this month and I struggle daily with work. I do not play the "game" well and am a no bullshit kind of gal! Do I stay at the job that I make good money which will enable ER sooner, or do something else that will probably not pay as...

Thanks for some great words of wisdom and advise. I initially started in the STAR fund since I only need 1K vs 3K to get started, so it is very small right now. I have been trying to better understand the tax implications, but I am still pretty green. I also have some invested in the Total...

Hello, I have been lurking for a few months now, and finally decided it was time to indroduce myself. I am a 29yo female that would love to retire early! I currently max out my 401K and Roth IRA, and have started contributing to a taxable account (STAR fund with vanguard) I have about 80K...