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Thanks Molly, for your quick reply: - I'm 49. - I've paid $540/mth for health insurance premium. - I have a modest pension ($15k/yr). - I should begin to draw on the dividend cash flows by next year. - Vanguard accounts and 401k are all my savings. Regards

Dear EarlyRetirees, I'm respectfully soliciting your comment/advice on my being a Vanguard votary: VDIGX 0.03 VFIIX 0.12 VWEHX 0.17 VWIAX 0.34 VWLUX 0.34 The above is my cash portfolio (~$300k) whose dividends are to supplement my $35k annual expenses (I'm short <$20k/yr, not factoring...