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I am the grandmother and not from a military family. My daughter married military back in 2012 and he's been in since he was 19. He is currently 37, Special Forces. I set up 3 UGMA Custodial accounts for my three grandchildren several years ago and have been depositing a bit of money in...

While I have not been a fan of annuities in the very low interest rate environment we have had the last many years, I am wondering as interest rates rise and continue to do so, if they have become more attractive and what others on this forum think. In the past, I was only thinking about an...

Similar to TOD and POD bank accounts, I have recently been made aware there are TOD Deeds for real estate for my state of Virginia. Realizing this may not work for everyone's situation, I think it works for mine since I am leaving most everything that remains to my only child, my biological...

I have scoured the internet and Social Security trying to see if this can apply towards reducing the Medicare IRMA charges deducted from my Social Security check for health care. For this year 2022 coming up, I have submitted Form SSA-44 -Medicare Income Related Monthly Adjustment Amount...

Am curious to know if others have dealt with extended family connections that have differing beliefs about the seriousness of COVID-19 to the point of traveling across state lines to visit with grandchildren you share and family you share. I have been following all the rules and guidelines...

I have not seen this posted here. A friend sent it to me. I have not read all thru the website of Axios. You can click on your state to see the projected peak date and hospital resources. Works better on my laptop than my iPhone. Touching with my finger on iPhone doesn't bring up the...

I decided to apply early for Social Security and did so last week. I am delaying payment until my 64th Birthday Month which is this April. This first payment will be May. The reasons that factored in to my applying "early" included longevity risks but more importantly that my actual earned...

I have been looking for years for a week-end "get away" and finally found a place. It's a 1,200 sf 2 bedroom, 2 bath low rise bayfront condo here in Virginia and I close on August 10th. It was a FSBO property and the process of purchasing was so easy. No lawyers, no real estate agents and I am...

Just got my notice for my off exchange Anthem HealthKeepers Bronze 15% for HSA plan for 2017 here in Virginia. It's a 17.3% increase. The deductible is going from $6,000 to $6,200 and the MOP is staying the same at $6,550/person, $12,400 family. Coinsurance is going from 15% to 25% for...

I received a letter from my broker yesterday. The gist is "they" have a had a policy change and "they" are going to file my taxes for any Unrelated Business Income" for any asset (such as a MLP or LLC) held in my IRA's that exceed the $1,000 threshold. "They have hired a 3rd party tax...

Hoping for further insight into some mold growth that appears on my tray ceiling during the humid July/August months we have here. Land is clay and near a river so while the lot drains, with heavy rains it can also be very wet. Background: House is 23 years old. About 20 years ago I added...

I'm sure most of you know that Anthem healthcare was hacked and 80 million customer and employee records were compromised. Supposedly the hackers did not get financial information but did get SSN numbers, names, addresses, etc. I received an email from Anthem last night and am concerned about...

Have not posted for a while. Made a decision to end my 22 year marriage. Could not take it anymore. Have been struggling with this decision for several years. Particularly this year. Kids are grown and launched. Struck with the knowledge that I was not going to live the next 25 years the...

Hoping for some guidance before I get plumber involved. With the cold I dripped all faucets, shower heads, etc. I noticed a small water bubble in downstairs ceiling and immediately cut off all drips in bathroom above it. THe next morning did some investigation. I individually ran sink...

I was looking at a site to explain bunion surgery before I signed on tonight and low and behold F$mandolin started a thread about big toe pain. So thought I'd start one to ask if anyone has had bunion surgery and if you have, how was your recovery, what were your results and would you do it...

Hi all. Am very annoyed with the real estate process. This past week-end, my husband and I found a condo we were willing to make an offer on. Isn't it odd that it is not until we attempt to make an offer that the agent tells me, "I spoke with the other agent and she said there is another...

I've been looking at these two for a couple of months. KMP-Kinder Morgan Energy partners is an MLP paying a dividend of over 5%. Trading around 88.20.(52 week 74.15-90.60) They announced a new stock offering yesterday to generate cash. Consequently it is retreating a bit. Down to 86.20 in...

No one has started a "Sandy" thread so I thought I would. For our area, coastal Virginia, at least for now, they are saying affects similar to Hurricane Irene. By similar I mean storm surges and inland power outages. Some lost power for over 2 weeks. And the ground is already "wet". :-(...

My husband and I found a house we like a lot. O.K. we both love it. Real Estate agents really put the pressure on and probably were successful because we had been looking for 2 days and this house looked like a jewel inside. No wear and tear from renters, great outdoor living space, right on...

Anyone remember Dusty Springfield. A friend of mine posted this on Facebook and this song has been in my head since yesterday! Hope the link works... You Don't Have To Say You Love Me - Dusty Springfield (Live 1967). - YouTube

Would any of you consider doing something like this? There is no mortgage on my home. I have a Heloc that years ago was set at prime minus 1 (when they were giving away money). Interest Rate follows the Fed Funds Rate so the interest rate is 2.25%. The HELOC is for $300,000 and we owe...

My daughter is getting married in May. Emails from the mother of the groom seem to have this file attached. What is interesting to me is that if I simply reply to her, it does not attach but if I forward it to someone else it does. It appears as an "attachment" on the forwarded email. This is...

Wondered if anyone else had this problem. Had been trying to get on for the last 3 or 4 days and have been unable to do so. Tonight is the first time and boy am I relieved! I am still seeing some "? marks in some data fields.

Am interested in others' solution to this problem...if you have it. We live in the very humid south. The AC ducts under my house drip with condensation July August and September. A couple of years ago, a "guy" told me to close my outside vents and leave them closed all year. I did that...

This is the first thread I have started. I value the opinions here and would like to ask you guys your opinions. House: Sound front with stellar views in desirable resort area on the Outer Banks 2600 square feet, 4 bedrooms, 4 baths, pool, 2 attached garages with ceilings high enough to...