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  1. Gerbil Wheel

    Self Insuring for Healthcare

    Can insurers deny coverage if you have a hotel’s address as your home address on your policy but aren’t living in the hotel at the time of the claim? Let’s say you’re an RV’er or permanent traveler. You find the most inexpensive policy in a particular state. You enroll for coverage and list a...
  2. Gerbil Wheel

    Florida mailing address and auto, health

    Ok, Florida driver's license question... I've started the mail service (Traveling Mailbox) and when I changed my first address with my Fidelity accounts, their screen read "The US Postal Service cannot identify your address or a similar standard address". Ultimately I was able to submit the...
  3. Gerbil Wheel

    Florida mailing address and auto, health

    Here are three such services: MyRV Mail, St. Brendan's Isle, and Traveling Mailbox.
  4. Gerbil Wheel

    Florida mailing address and auto, health

    Thanks for your input. How would a state know that an address was a forwarding address if it read just like a street address? It would show up in their system as a forwarding address or something?
  5. Gerbil Wheel

    Florida mailing address and auto, health

    Thank you. Yes, I will register to vote in FL and plan to do so in mid-2015. That can be done concurrent with a driver's license application, but I will register to vote a few weeks earlier because...two proof of residency docs are required for the driver's license application. The only two I...
  6. Gerbil Wheel

    Florida mailing address and auto, health

    Thanks. I won't consider myself actually living in Florida until July 2015. At that time the car will be gone but I will have a FL driver's license. After my travels I will probably get an apartment and car in Florida, in 2016 or 2017.
  7. Gerbil Wheel

    Florida mailing address and auto, health

    Hi all. I’m trying to decide whether to keep my automobile registered in my current state of residence (Tax State) after obtaining a virtual mailing address in Florida (FL) this upcoming December. (With a virtual mailing address, I would be able to view my mail through a web browser and choose...
  8. Gerbil Wheel

    How to turn down recruiters with FIRE in sight?

    Ok this might sound hypocritical, but I've come across an opportunity that is a good fit and would allow me to live overseas, a lifelong goal of mine. The pay (salary + expat package) would be significant and give me a substantial RE cushion and I could travel to many places in the region that I...
  9. Gerbil Wheel

    How to turn down recruiters with FIRE in sight?

    Perhaps, if it occurred at the right time. In fact I may try to "engineer my layoff" a la Financial Samurai near the end of the 20 months.
  10. Gerbil Wheel

    How to turn down recruiters with FIRE in sight?

    But what if I get laid off unexpectedly and then want to pursue these other opportunities? What can I say now that would position me most favorably in that event?
  11. Gerbil Wheel

    How to turn down recruiters with FIRE in sight?

    I should reach FI in about 20 months, barring a market meltdown. I want to hunker down in my current job for the sprint to the finish. Recruiters continue to contact me with job opportunities, mostly via email through Linkedin. As a hedge to single employer risk, I'd like to keep my FIRE plans...
  12. Gerbil Wheel

    Need advice on sign-on bonus in offer letter

    I've seen 24 months a lot but not 36 months. The bigger issue is the culture and his new boss. He needs to get inside information, talk to people who worked there before, and be as certain as possible that he will get along with his new boss. 36 months could be because they have high turnover...
  13. Gerbil Wheel

    the dynamic retirement

    OP, there seems to be a lot of dogma and scare tactics out there saying you can't quit your job for a long stretch and hope to restart in a similar line of work later on. I'll grant that it would be hard to get back in at a comparable salary as when you left, but I still think this type of...
  14. Gerbil Wheel

    Why you chose your forum screen name

    Working for the man is like running in a gerbil wheel...
  15. Gerbil Wheel

    2013 Rock and Roll Hall of Fame inductees

    RUUUUUUUSSSSHHHH!!!! Check out the drums from 2:34 to 2:44 Rush- Tom Sawyer - YouTube
  16. Gerbil Wheel

    Class of 2016

    Keep me penciled in. My portfolio has risen nicely in the secular bull, however another major drop prior to 2016 might cause problems. Like ziggy, not full time retirement for me but a nice down payment.
  17. Gerbil Wheel

    Kiplinger "Experts" record on 4 stocks

    Kiplinger is one of the worst rags out there...a glorified fish wrapper.
  18. Gerbil Wheel

    Blogger lists 14 reasons not to retire early

    You may know "EmergDoc" from the Boglehead forum. He is a nice blog now. Here he lists 14 reasons why you should not retire early. Whaddaya'll think? 14 Reasons Why You Shouldn
  19. Gerbil Wheel

    Class of 2016

    Pencil me in.
  20. Gerbil Wheel

    Firecalc and Tiaa-Cref

    I once participated in a consulting project at TIAA. They were so unbelievably f-ed up it's amazing. My advice: reconcile your statements.
  21. Gerbil Wheel

    Is it patriotic to spend rather than to save ?

    If it's more patriotic to spend than to save, you can call me Benedict Arnold.
  22. Gerbil Wheel

    Putting your pet to sleep sooner to save money

    I watched a pet euthanasia video on YouTube last night and it was very upsetting. This will be a difficult decision. I will continue to think about this for several months at least. Thanks for the advice and comments.
  23. Gerbil Wheel

    Putting your pet to sleep sooner to save money

    I am at the confluence of two events - the decline of my dog's health and a desire to reduce housing costs. I have a yellow lab that will be 10 years old next May. The vet put her on Rimadyl earlier this year (pain killer for dogs) because she was crying out while getting up. The medicine...
  24. Gerbil Wheel

    42, laid off, unsure about next steps...

    I know you hated teaching, but if you have no criminal record (meaning, never been fingerprinted after arrest) you could get a job teaching English in Korea and save $1,000 or more per month. If you rented your house out, you would also have income from that. Try it for a year, if you don't like...
  25. Gerbil Wheel

    Why so many 40-something millionaires?

    Seems like a lot of the "can I retire?" threads on ER/Bogleheads-type sites read something like..."we're 40 and have $1 million in invested assets...can we/when can we retire?" How did y'all get so rich so early? :laugh: I recall a recent statistic that most Americans don't have $20k in...
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