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  1. MissMolly

    Birds are wiping me out...

    Fill it with only black oil sunflower seeds and you shouldn't have that problem. If you are using a seed mix with wheat, cracked corn and milo they will just throw that around.
  2. MissMolly

    We just Returned from a 9-day Cruise and were somewhat disappointed.

    Like my sister-in-law who has MS and has been forced to rely on a scooter to get around. Believe me, she would much rather be walking.
  3. MissMolly

    Social Security - Any stabs at this one?

    If you are not yet drawing your pension you would be eligible for SS.
  4. MissMolly

    Is there a way to see what SS tax you paid every year on the ssa.gov website.

    On that yearly statement it summarized taxes paid by you and by your employer. Somewhere near the bottom.
  5. MissMolly

    Vanguard small-business retirement plan is moving to Ascensus

    If you terminate your Solo 401(K) plan, a final 5500-EZ filing is required, regardless of plan value. The filing must occur within 7 months of plan termination.
  6. MissMolly

    using up the PT benefit

    Not true. Since Medicare no longer limits physical therapy then Medicare Advantage plans are not allowed to limit pt sessions. https://boomerbenefits.com/does-medicare-cover-physical-therapy/
  7. MissMolly

    Update on Cord Cutting (Cable TV) - 2021 version

    You record to an external drive. Ours is 2T, cost $70. We don't even come anywhere close to filling it up.
  8. MissMolly

    TMobile internet

    We have it. Switched over to them in September. Works great. Once in awhile we get "blink" where the connection drops, but it only lasts about 3 seconds. I've only noticed that on the PC, never on my iPad or on the TV. I just ran a speed test. We got 165.04 down and 13.27 up. Oftentimes...
  9. MissMolly

    Monoclonal Gammopathy

    My brother has had smoldering myeloma for years. It may or may not ever progress into multiple myeloma. He has no symptoms. He sees his doc every 6 months and so far everything is holding steady He is 72.
  10. MissMolly

    Curious thing about April's Social Security Direct Deposit

    Mine is supposed to be on the 3rd Wednesday but is always in my account on the Monday before.
  11. MissMolly

    What We're Making

    I love how you got the opening for the tissues centered right in whorl. Beautiful. Love your attention to detail.
  12. MissMolly

    Fast food _McD's fish sandwich..shrinking?

    I've had a Discover card for 50 years. It was my first credit card and the one I still use today. Never, ever had a problem anywhere with acceptance.
  13. MissMolly

    Child SS death benefit input

    Piece of s**t
  14. MissMolly

    Child SS death benefit input

    If he was a POS and only 24 did he ever work and pay into SS? I can't imagine there would much, if any benefits available.
  15. MissMolly

    Applying for SS and Medicare at 65

    Go to your SS account. You should see this. Your Medicare number is on the 2nd page
  16. MissMolly

    Anyone use hypnosis as a treatment?

    +1 Exactly my question :greetings10:
  17. MissMolly

    Bank is refusing to remove PMI on 78% LTV mortgage without a home inspection

    For Pete's sake, the bank is not the bad guy here. The bank is merely following the law as it was written. They didn't write the law but are required to follow the processes and procedures outlined or suffer sanctions for failing to do so. They can't treat one borrower differently than...
  18. MissMolly

    Medicare payments for Part A

    You can create an account at https://www.medicare.gov/account/login?client_id=max&redirect_uri=https%3A%2F%2Fwww.medicare.gov%2Fmy&relay=%2Fhome&lang=en-us
  19. MissMolly

    Applying for SS and Medicare at 65

    I'm not talking about that progress bar. It's a letter you can download. I can't get logged in right now for whatever reason so I can't tell you exactly what to click on.
  20. MissMolly

    Suggestions for estimating future RMDs

    Yes it does. If you drop down the box to 10 year projection you get zeros up until your age 73 year. Or if you do the drop down for lifetime, the little green bars indicating distributions don't show until your age 73 year.
  21. MissMolly

    Applying for SS and Medicare at 65

    Have you tried logging in to your SS account to see your Medicare has been approved? It will show there.
  22. MissMolly

    Suggestions for estimating future RMDs

    You can use this tool. It will also assume a 6% return on whatever balance you input to the year of withdrawal https://www.schwab.com/ira/ira-calculators/rmd
  23. MissMolly

    Medicare Deducted From SS Taxable?

    Regarding switching to something like AARP Secure Horizons PPO sounds like it's a Medicare Advantage plan so you would still be paying the $590 for the Part B in addition to the cost of the MA plan.
  24. MissMolly

    Bank is refusing to remove PMI on 78% LTV mortgage without a home inspection

    If this is a Fannie, Freddie or Ginnie loan they are required to follow the rules of whoever owns the loan. Failure to do can be the basis of monetary sanctions if your loans happens to be one they review on the annul audit. Many other loan investors also follow Fannie rules.
  25. MissMolly

    For those who had skin abscess - was CT involved in diagnosing?

    Your son may have hidradenitis suppurativa. https://www.aad.org/public/diseases/a-z/hidradenitis-suppurativa-overview He should talk to a dermatologist that has experience treating this disease. Most regular doctors have no knowledge of this. He can get on medication to help control this...
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