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Background info: Married, wife pregnant with one child Ages 35, 33 Income: Joint gross for 2012 $306,000 Goals: Be able to retire in 50s (15-20 years) Current Savings (only been working 1 year) - Emergency Fund $25,000; traditional IRA $23,000; 401K $35,000; Taxable Account $7000 Currently...

Hello, everyone. Newbie to the forum, also have a post in the "Hi, I am" forum. My DW and I are starting our financial planning. Here is some basics: Current savings: 401K with $10,000, 100% in S&P 500 Index Fund Goal: ER in 20-25 years with 4% intial withdrawal Saving: at least 20% of...

Hello all! Glad to find this inspirational forum. Some basics on my family: Married, no kids, 2 dogs that my DW thinks are kids. We plan to have 1 child in the next couple of years. Ages: 33 (me), 30 (DW) Occupation: physician (me;completing training 2012), lawyer (DW) Combined Future...