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  1. Rosie

    Firecalc results low portfolio balance glitch.

    Hi, I was running some scenarios on Firecalc and I found an error in the results report. Whenever I do a run where the lowest portfolio balance at the end of 30 years is larger than the starting portfolio balance, the written "Here is how your portfolio would have fared" section always just...
  2. Rosie

    "4.00% APY. Do I have your attention?"

    I was perusing the latest CD rates at Depositaccounts.com -- everyone needs a hobby :laugh: -- and I came across this: 4.00% APY On Sharonview FCU's 64-Month Certificate Special Whoa, now we're talkin'! From the article linked above: Easy membership requirement (EMR) for residents of NC, SC...
  3. Rosie

    Middle age is not too late to increase cardiac fitness

    There's hope for us yet! :blush: https://www.washingtonpost.com/lifestyle/wellness/middle-age-is-not-too-late-to-increase-cardiac-fitness-studies-show/2018/01/25/2708d116-faeb-11e7-ad8c-ecbb62019393_story.html?utm_term=.daec1bac3f34 Middle age is not too late to increase cardiac fitness...
  4. Rosie

    CIT Bank Savings 1.30% + $100 promo ends 9/8

    FYI, CIT Bank is having another savings promo, ends Sept 8: https://www.bankoncit.com/premier-savings-direct/ Premier High Yield Savings Account 1.30% APY on balances of $100,000 or less (1.25% on balances greater than $100K) plus a $100 cash bonus. Bonus Details: Account must be opened...
  5. Rosie

    High(er)-rate CD deals

    Hi folks, I was thinking it might be helpful to post info about CD deals and rate promotions in one thread. They tend to come & go fairly quickly. (If there is already such a thread here, I applogize -- let me know & I'll delete this). I'll start: PenFed recently announced a 15-month CD...
  6. Rosie

    Wash sale question

    I'm probably answering my own question but I'd appreciate it if more knowledgeable souls than me would chime in. I have a stock which I've been thinking of selling that has gone down considerably over the past several months. I'd have a large capital loss to offset cap gains on my 2015 taxes...
  7. Rosie

    Overkill - an article in the New Yorker

    An excellent article in the May 11 issue of the New Yorker: America's Epidemic of Unnecessary Care Overkill An avalanche of unnecessary medical care is harming patients physically and financially. What can we do about it? By Atul Gawande Some snippets -- they don't do justice to the full...
  8. Rosie

    Greetings

    Hi folks - I've been lurking and I realized I'm supposed to introduce myself. I'm 53, DH is 61. We've been very fortunate to have had fairly well-paying jobs, and that, combined with no kids, living well below our means, and saving a lot, has enabled us to reach FIRE recently. A couple of...
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