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There are good reasons to include a house in net worth and good reasons not to include it in net worth. That's why I'm not arguing about whether or not to include it. However, I will say that if you make smart decisions related to home ownership, over the long run, you will not lose...

Aida, That doesn't work. If you exclude the value of his "dwelling" then you can't deduct his mortgage as debt. You're effectively trying to tally his house as debt and leaving out the fact that it's an asset that has value. Based off the information he's provided, his net worth is...

Aida, No one's mentioned it yet so maybe I'm missing something. You say their net worth is $40K. Unless he's provided information that I can't see in his post, there is not enough information to determine this. How do you figure?

That bit about your country converting your currency to the depreciated currency is crazy. I don't think things will get that bad in the U.S.A but you never know. My biggest advice to you is keep learning, reading, and studying. If you come across someone or something talking about beating...

Karloff...something to consider Karloff, It's easy to understand why you're scared to invest. Between where you grew up, the things you dealt with, how hard you worked to save, and your conservative mentality. If you've been a lurker you've probably seen some threads talking about "opportunity...