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thank you for all the comments... I am running numbers using a couple of financial models, but have not used the firecalc model yet. The latest wrinkle is the 10% penalty for early withdrawals (prior to age 59 1/2). Since I am looking at the annuity, I should quality for the exemption --item...

I don't post very often, but truly enjoy reading everyone's opinions and differing perspectives. I would also like to say that I am blessed to be in the situation I find myself. So here goes. I can retire in about 8 months at age 51, with a pension from a solid company. I know, I know...

thanks for all the comments... especially the NAPFA website. Looks like a great resource thanks again !

Hello, I am new to the forum and eligible to retire early from my company next year. The company offers a lump sum option or monthly annuity. My preference is the monthly annuity. I hear and read a lot about folks fretting over managing their portfolio or finding the right firm to manage it...