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  1. keegs

    Has Anyone STOPPED Watching/Reading the News?

    I rarely watch the news, we don't have a TV right now. I oftentimes listen to the local NPR station and read the papers and some periodicals online. News for profit most certainly has issues.
  2. keegs

    Your recent repair? 2013 - 2020

    I've been fixing up the snow blower and the lawn mower. They are getting up in years but both seem to have lots of life left in them. The deck on the lawnmower was cracked and needed welding. That and a can of paint cost me $25. The snow blower needed a drive cable an oil change and a minor tune up.
  3. keegs

    Your recent repair? 2013 - 2020

    is it an electric heater? could it be electrolysis?
  4. keegs

    Share your FIRE Milestones - 2013- 2020

    We moved to our retirement home in May and are well settled. Packing took a few weeks, unpacking took a day and a half... :) We finally closed on our former residence early this week. Mortgage here was paid off that very day. I retired in April at age 59. DW who just turned 62 continues to...
  5. keegs

    Sciatica!!!

    Hi HadEnuff, My wife went though something similar. It came on after a cross Atlantic flight and persisted for almost a year. She had the epidurals, the PT and eventually moved on to acupuncture. It's anecdotal but within a few sessions, the pain began to subside. The insurance didn't cover the...
  6. keegs

    Adjusting expectations with new asset allocation

    Not having had to rely on savings to generate income made the volatility of the more aggressive mix a lot easier to stomach. We'll see how it goes I guess.
  7. keegs

    Adjusting expectations with new asset allocation

    I'm going to roll over my 401k into an IRA and at the same time adjust my AA from an 80 - 20 to a 50 - 50 mix. My AA has been aggressive throughout my accumulation years and I'm wondering how will this more conservative mix meet my expectation and what kind of an adjustment am I in for.
  8. keegs

    Retired early and baffled!

    Audio Dharma - Welcome to Audio Dharma
  9. keegs

    Joining the ranks of the retired

    I won't call it buyer's remorse but that smile I was wearing post resignation has been somewhat tempered by a sense of loss. My colleagues were so open hearted and gracious with me this last week.
  10. keegs

    Joining the ranks of the retired

    back at you Euro
  11. keegs

    Joining the ranks of the retired

    Hi Medved, I have lots of family in Florida. :)
  12. keegs

    Joining the ranks of the retired

    Thanks Gumby, Ah!!.. Damariscotta is one of the many great little towns that we've visited but haven't really explored yet. The theater there will likely be our first stop as well as the many great waterfront restaurants. I'm told by locals that each town has its own vibe. Our real...
  13. keegs

    What did you do today? 2016 version

    Took Jerome for a two hour walkies in the woods. We gotta get outta Dodge soon for the Realtor to show the place.
  14. keegs

    Do You Toot?

    +1 :)
  15. keegs

    Do You Toot?

    I generally try to avoid doing it. But there's one light that I'm oftentimes queued for at a complex intersection near where we live. It's green every 3-4 minutes for a very short period (10-15 seconds). I'm all over it if someone ahead of me at that light isn't paying attention.
  16. keegs

    Organic farm denies using the chemical "water"

    I'll pass on the insecticides, herbicides and fungicides.
  17. keegs

    Do You Still Have A 'Desktop' PC/Mac @ Home ?

    I have I mini itx (small form factor) that sits atop the TV running Windows. I use it primarily for the media center.
  18. keegs

    TaxAct Review/Gripes

    Cost was the primary reason I went with Taxact. It was $14.99 versus $136 for Turbo Tax. I initially ran through the process with Turbo Tax but at the end, balked at the $30. additional charge to efile. In fact I thought I must be mistaken about the efile charge, thinking they were offering me...
  19. keegs

    Joining the ranks of the retired

    I'm usually out and about early with the dog and oftentimes hear the lobster boats setting out for the morning... put . put . put . put .. And I love it when a cool fog rolls in over a warm summer afternoon.
  20. keegs

    Joining the ranks of the retired

    The Allagash wilderness waterway by canoe is on our bucket list.
  21. keegs

    Joining the ranks of the retired

    Thanks all for the well wishes.. If you've heard of the "Humble Farmer"... we're just a few mile south along route 131. Neighbors there were pummeled by the record snowfalls of two winters ago.. In fact, facial grimaces and tightened muscles are still common when the subject comes up in...
  22. keegs

    Joining the ranks of the retired

    I was feeling nervous until submitting my resignation and now I'm nothing but smiles. My last day is 4/15/16. The house has been on the market for about a week now and we're already getting nibbles. We're off to mid-coast Maine. Some folks think we're nuts for heading north but it's...
  23. keegs

    Social Security Benefits

    I'm planning to retire in a few months @ age 59... the Mrs. in a few years @ age 63. I've been trying to get my head around the factors going into this decision about when to take SS. Don't mean to highjack the thread but if anyone can point me to some kind of calculator or reference.. it would...
  24. keegs

    Social Security Benefits

    By drawing down on tax advantaged accounts prior to age 70, there's a reduction in additional tax liability from RMD. For every year SS benefits are deferred you earn about 8% on that asset. Wondering how these factor in to the decision.
  25. keegs

    What was Your Workout Today?

    Yoga - 55 mins
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