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Howdy folks, I have a tsp account, and use it (and the G fund) for the bond portion (40%?) of my portfolio. For those of you who aren't familiar with the TSP, and the G fund, it has very low expenses (.033%?), and relatively high risk free returns (esp in a rising interest rate...

Howdy folks, It seems congress has passed (and obama has signed), a new law which provides for a 529 like law for people with disabilities. Some highlights gleaned from google, and the bill: Up to 14k / year can be contributed. Beneficiary must have had the disability prior to age 26...

Howdy all, I used to think that one's savings rate is by far most important variable in achieving financial independence. However, there is no 'savings' without income, and no income without a job. I knew this, in a fuzzy sort of way, but late April it really hit home. My company went...

I know this board is mainly about retirement, but is anyone financially independent, but still working? I realize that most of you have now either stopped reading, or am looking at me like I have two heads, but bear with me. I still have decades to go before I am FI, but I honestly have a hard...

Howdy folks, With healthcare being one of the largest cost for early retirees, I have been trying to come up with a plan B in case congress actually repeals obama's healthcare reform. I imagine, because I have a disability, that private individual healthcare will likely be too expensive for me...

Is there a danger in focusing too much on the future? I've read the books, ran the numbers, set my AA, and I am restless. In 15-20 years, I'll be able to retire. How do yo guys stay motivated when the planing is done, and all that's left is the problematic execution? A lot can go wrong in...

Hello everyone, I've been on the bogleheads forums for a little while, and I thought I'd join here as wel. I am two years out of college, just starting my career as a software developer (I'm 28 years old). It's a good career field for me, and naturally fits my talents. Having graduated in...