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  1. J

    Buying a car- negotiation struggles

    Hey all - i need help! I'm looking to buy a car for my wife and its tougher than I thought. I went and looked at a 3 year old Jetta TDI wagon and they wanted $22,900. It has 35k miles. I offered 17,500. No go. The said they could go no lower than $22k. Really?? A 900$ cut? What happened...
  2. J

    Rent out my house or sell

    I have owned my home for 3 years. Bought for 190 and currently owe 170. Could sell for about 200, and after selling costs would essentially lose my down payment 5% and equity. Or, I put in another $10k in renovations and rent it out hoping to cover my ownership costs and earn free equity and...
  3. J

    Resume - name current employer?

    If currently employed, should you put your current employer or say, "large investment firm" so you don't accidentally get fired?
  4. J

    Company stock & Retirement

    Hi, I work for a privately held company and was just made a stakeholder. There is no match for a 401k, and I have historically contributed 15% to my 401k. Going forward, if I only have around 5k a year to invest in retirement outside of my corporate stock purchases should I do 401k or into a...
  5. J

    Movie reviews and discussion

    I saw Hangover 2. Horrible! Exactly the same as the first, but left out all the fun and replay value. Zach and his crazy lines were there, but I hate to say was not that odd and seemed trite. Movies I loved lately: Scott pilgrim vs. The world The thin red line
  6. J

    New house- best way to pay off early?

    I read a lot of articles about paying a mortgage off early. What is best? 1) bi weekly payments? I'm not quite following this one. Does it work like this: my first payment is due on 1/1/10 and I take possession on 12/1/10. Would I pay the whole payment on 1/1/10, and then half on 1/15/10...
  7. J

    Retire at 50 - How to pay for 50 - 59 1/2?

    So..I have a 401k and a RothIRA, neither of which I will be able to access in 20 years when I hopefully retire at 50. What are the best ways to pay for those 10 years? A savings account? A TD Ameritrade account?
  8. J

    Vanguard - Why so good?

    From what I have read, vanguard is known for their low cost funds. Researching on their website, it seems to be comprised of mainly index funds that are passively managed. Am I missing something? Do they simply provide the cheapest index funds, or are we saying that their funds outperform or...
  9. J

    Hi, Washington State Movie Fan Here

    Hello group! I'm 30 years old, and have been saving furiously since my early 20's. My company matches 6% and gives an additional 4% of yearly salary for profit sharing. I contribute 15% to my 401K and max out a Roth IRA. i have double my yearly gross salary in my 401K. Is that on target...
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