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    Article: American Dream Fades for Generation Y Professionals

    The recession has been pretty good for me, although I was rather fortunate on timing and career choice. It definately wasn't easy street - I worked very hard to hone my skills so that I would stand out. The downturn had me worried, but those fears turned out to be unfounded. I now have more...
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    Backdoor Roth - Doing It Right?

    Thanks everyone for the help! Contacting Fidelity today to discuss options with them. I'll post back with how it got worked out. Thanks again! FI
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    Backdoor Roth - Doing It Right?

    Between getting hitched this year and stumbling into some unexpected income, it's come to my attention that I'm not going to be under the IRS income limits to contribute directly to a Roth IRA. Anyone who has familiarity with this situation mind spot checking me? The brokerage is Fidelity just...
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    Breaking Bad

    I have to admit - I'm hooked and will be watching.
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    Another encounter with a homeless

    I had a guy try and scam me this last week. I was coming out of a Home Depot and he came running up behind me with some story about how he needed a ride down the road. Since I was going in that direction, I said sure. What can I say, I do try and be a nice guy. So while we're cruising down...
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    Social Security Statements Now Available

    Thanks for mentioning this. Been wanting to confirm my earnings were reflected correctly as they weren't on my last paper one. Looks like I've managed to retain 33% of my qualified ss income. Probably a useless statistic, but given the age, seems appropriate.
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    Is anyone sad that the stock market is going up?

    I'll admit that back in 2008, before there was enough data to confirm what was going on, I was looking at my portfolio, combined with my income and safe job, and thought "Damn, what I need is a good recession!". Now that we're hopefully coming out of it, I don't think I'll miss it. Although...
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    Windows XP Pro

    I'd recommend not upgrading your OS unless you're upgrading your hardware too. If the hardware is meeting your needs, then don't waste your money. Most people I've helped make the move from XP to Win 7 has involved the move from 32bit to 64bit. Although XP has a 64bit version it wasn't...
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    29 yrs old, looking to Semi-ER in 2-3 years, RE by 50 maybe?

    Welcome! Your post caught my eye as I'm around the same age and in a similar situation - just the opposite gender. Your financial situation looks fantastic, but I'm wondering if you've discussed your plans with your significant other? Not looking to pry, but he could turn out to be either...
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    Miserable HOA/fence issue

    Can't help, but I can express sympathy. I've received some crazy HOA demands, but the cost of compliance has always been less than the cost of disputing.
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    Are you maxed out on vacation days?

    We're allowed to roll over 100 hours/year. Anything over that gets cashed out at .50/$1. There's also a 'catastrophic' pool we can put time into, but it loses all cash value and you would have to have some sort of documentable catastrophe to use it - after you've used up all your vacation time...
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    Those folks who ask for money in front of supermarkets

    I got approached at a gas station once. The guy started with "Do you speak english?". I replied with "No".
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    It's Time for Me to Start!

    Look like you're doing well! I'm 29 and also in the accumulation phase with a substantially similar plan as yourself. Figured I would share a couple of the things I've ran into over the last couple of years. Does your ESPP allow you to immediately liquidate them as soon as it's exercised...
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    future of social security? do you plan for it?

    As a 29 y/o, although I fully expect some form of social security to be there in the future, I'm not currently factoring it into my retirement plans. At my age, there are far too many ifs. Some are political - will SS be around? Will I be means tested out of it? Some are based on life...
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    Hurricane Irene

    Thankfully, so far things have been relatively mild. The eye of the hurricane is just to the east of my current location and I still have power/internet along with most of my friends/family. Seen some minor wind damage, but it looks like unless you're worried about falling trees or flooding...
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    Resume - name current employer?

    I'm not coy about listing my current employer and have freely posted my resume a couple of times and have used public job boards (Dice/Monster/Careerbuilder/etc). I have never been approached by my then current employer about it. I've found that most of them (in my case) simply did not...
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    29 - Going Fast, Planning to go Faster

    Sorry for the confusion there ronocnikral, the STD and LTD have similar limits. The 2.5x annual salary is my life insurance benefit.
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    29 - Going Fast, Planning to go Faster

    My LBYM image was very well aided by my family's history of high blood pressure. I try not to use salt at all if possible since it tends to come in just about everything anyhow. Since it never leaves the spice rack, we jury rigged a pair of salt/pepper shakers out of some empty spice...
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    29 - Going Fast, Planning to go Faster

    Thanks for the responses! We really do view our assets as combined. The combined balance statement is pretty much mine - hers, so very simple to calculate. We've discussed which accounts to close and where things are going to go once we're offical. We just wouldn't want to get into a...
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    29 - Going Fast, Planning to go Faster

    Figured I should probably introduce myself as I've been lurking on the board for about half a year and learned a lot. Sorry about the long winded post and excruciating detail, but I hope to re-visit this over the years and see how things have changed. I'm a 29 y/o, working towards getting out...
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