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  1. K

    First Real Salary Negotiations - Help!!

    I know there are a ton of more experienced and very professional people on here, so as a 20-something, I am looking for some career advice. It has been a fantastic week, and I am giddy as can be, but there are a lot of decisions facing me, and I want to make sure I am maximizing my...
  2. K

    What percentage of your working income do you spend in retirement?

    I'm not sure if I'm being too optimistic with my predicted decrease in expenses in retirement. Right now, DH and I are pretty aggressively paying off our housing debt. It takes up 40% of our gross. We are saving an addition 25-30% of our gross in retirement accounts (Roth IRA + 457b), and I...
  3. K

    26, Obsessive planner, Lots of unaswerable questions but try anyways

    26, Married with a 2YO in Alabama Background: Both of us were raised by frugal families. The in-laws are successfully retired at 45. My parents are work-aholics, but are set for retirement in savings. DH and I are of an early retirement mindset. DH is more ambitious than I am and would...
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