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It Security is the concentration I'm looking at for my bachelor's in IT. Well, if only a handful have a master's degree, in terms of education, that's a whole lot less competition to worry about. Yeah, there are other major keys to being successful. Thanks for the advice. Thanks for sharing...

At the lowest on average, I'm saving 55%, but on average-average, it's closer to 70%. If I kick off the money-gobbling friend to survive on his own with his folks, it'd be like 77.5%-85%. If I eliminate my own bad habits (i.e. the little purchases of food and drink on an almost daily basis), I'd...

^ Completely agree with the above- go for the special all-in-one packages instead of paying each part separately (each ski lift ticket, equipment rental, lessons, etc.). I will add that going for early season deals, like the very late fall before winter can be some of the best deals ever since...

Thanks for welcoming me! I know in the title I said 45 as the retirement age, and this may be pessimistic, but I don't feel like I'd retire by then- it may be more like 55. I changed that part of the title to something else. I think that if I aim for a younger age though, the better/harder that...

24 years old going on 25 with no kids, and I am a newbie to investing! Hi, I'm currently a part-time college student starting from scratch again in terms of school because my associate's degree from a junior career college was merely nationally accredited and almost a complete waste of 30...