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Great comments. They really help. I am a member of the Boglehead forum. I like the idea of writing down my investment plan and referring to it when I feel I need to. I've gotten some great advice on asset allocation and what index funds to buy. As far as the comment of why do I want to be...

Thank you for the comments and suggestions. It's good to get different perspectives. I know this money has to go into the market if for no other reason than inflation, as was pointed out. I'm committed to putting it in index funds for the long run, keeping my expenses low, and dollar cost...

I posted earlier this year regarding about $200,000 I have in my 401K. It is still in cash. I was advised to put it in the market by posters on this forum, and I have not yet done that. And now, I watch the market go up and up, and I'm still hoping for a pullback that may not come so I can...

I have about $200,000 to invest that I won't need for at least ten to fifteen years. Would you invest it now, and if not, what would you do?

Thanks for all the thoughtful replies. Lots of things to think about. The insurances and taxes are probably much more than I thought they would be. The woman I'm renting from now is paying about $18,000 a year in taxes and insurances, and she gets a break because she is homesteaded. The...

I've been reading the other threads on the forum regarding rentals as part of retirement income. I own a single family rental and things are going well. I've been considering buying more rental property, a newly renovated tri-plex, in the same beach town on the gulf coast of Florida where I...

I'm just going to sell the land. There is no house on it. I thought I was going to build on it, then changed my mind, so it's not generating any income, unfortunately! I'll use that money as a down payment on a couple of other single family homes.

Thanks for the responses. Yes, my money is out of the market. I know I need to get it back in, but I've been kind of nervous about putting it back in. Probably not logical since I won't this money for ten to fifteen years. I took it out the middle of 2010, so I missed a year and a half of...

Just thought I'd bump this up. Any opinions on my last post? Thanks.

I'm 55. I bought private two private disability policies in my thirties. I was in a skilled profession and bought own occupation coverage. When I was 40, I was single with two children. After 23 years of working in this profession, at age 43, I became disabled. I was able to collect on both...

Thanks for all of the replies. I ran the numbers through Firecalc and also came up with 100%. Makes me feel better! Rustward, my workers comp and private disability to age 65 are tax free. I pay about ten percent in taxes a year. The income that I listed are net, so as far as taxes, I...

Hi. This is a great forum - I'm glad to have found it! I'd like to get some opinions on my financial situation. I believe I have enough to last me through the years, but I always second guess myself on this. I'm single, kids are grown and self-supporting, mortgage is paid off, no debt. I...

At the age of 43, I became disabled from my employment as a court reporter for the state of new york. I had carpal tunnel and chronic back and neck pain. I am a single mom, children grown now, and it was a tough time financially. Friends urged me to apply for SSD. I resisted for about a year...