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I opened a Roth-IRA back in 1998 with Scottrade and transferred it to Vanguard in 2008, where I continued to contribute annually until 2017. I began tIRA conversions into it in 2021 (paying associated income taxes) in anticipation of early withdrawals before I turn 59 1/2 (currently 53). My...

Long time lurker, infrequent poster here. I’m looking to leave my current employer in the next several months and would like some help with my pension analysis. First is the standard question about taking a lump sum or annuity from the non-COLA’d Mega Corp db pension. For the purposes of this...

Hi all, Background: Since my first Mega Corp job as a software engineer in the early 90's (age 22) I've been focused on FIRE. Even back then I spent A LOT of time thinking about how I could better be spending my time rather than working for "The Man". The thought of FIRE in my 40's provided...