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    Fixed Income Investing

    Have some cash to invest and looking for the best fixed income opportunities that have little to no risk (other than inflation risk). Currently the money is in a Fidelity ETF (FDRXX) that has a current yield of 4.77%. My thought process is that it would be best to invest in medium term CDs...
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    Free Chase checking ?

    I have had a Chase checking account as far back as I can remember. To get the free checking, I kept a minimum of 15K in a savings account and had my social security and pension checks automatically deposited to the checking account. I checked the interest rates on Chase and saw it was .01%...
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    Apple Savings account

    The Apple Savings account along with Apple Pay seemed like a great idea. For instance, use Apple Pay to get 10% back on groceries (up to $500) and have the money automatically deposited to your new Apple savings account which pays 4.15%. What can go wrong? I could not connect my joint...
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    Can you avoid capital gains with an IRA

    Hey all, Let's say you "accidentally" deposit 50-100K into either a Traditional or ROTH IRA at the beginning of the year. Then use that money to day-trade and make a few thousand (or more) dollars in gains. Before, the end of the year, then the original 50-100K is withdrawn in addition to any...
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    Bad hedging strategy?

    At the beginning of the year, I decided to take 5% of my assets (not including the house) and create a hedge against inflation. The cash was used to purchase Barrick Gold Corporation (GOLD) shares throughout the year within an IRA account. I chose the IRA account as I did not wish to pay taxes...
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    No probate for me

    The wife and I are in our mid 60's and we have a modest estate along with our primary residence. The house is currently in both our names. We are trying to simplify our finances so that our single child will not be burdened with settling the estate. Therefore, every single investment and...
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    Almost free cash

    It is still possible to open an equity line of credit at 2.75% (eg. Citizen's Bank with .5% discount). I am thinking about opening a line of credit for anywhere between 100K and 250K and then investing that money in a basket of some fairly aggressive dividend ETFs (eg. PGX, SPYD, QYLD, et al)...
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    Are we not afraid - alternative investment ideas?

    As of the end of 2020, the US national debt was over 27 trillion dollars with the debt to GDP ratio at 129%. It is likely we will be adding several additional trillion dollars to this debt in 2021, with no end in sight. We are starting to see real inflation and do not buy the Fed's story that...
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    Income Portfolio

    Wish to create an income portfolio of 3-4 low expense ETFs, preferably dividend ETFs that will on average return 4% or more. At this moment, looking at Invesco Preferred ETF (PGX) and Invesco S&P 500 High Dividend Low Volatility ETF (SPHD). As this type of portfolio will have significant...
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    Access to Fidelity Investor Community Forum

    Have been unable to get access to the Fidelity Investor Community Forum, despite being told several times that my request has been approved and I will be granted access. It appears that the access is controlled by a third party that is associated with Fidelity. My desire for access has become...
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    Where oh where should the money go?

    In early November, moved 50% of my IRA into money market funds within Fidelity. For sure, it was premature and an attempt at market timing, but helped me get some welcome sleep as I waited for global calamity. A few months pass and the expected Tsunami of black swan events, global war and...
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