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    40 yrs of age from Hawaii and hoping to retire in 15 yrs.

    Hi Everyone, DailyGrind here, at least it feels that way. I've been reading the forum for a few weeks now and there are a lot of contributors here with sound advice. I'd like to first say thank you to all the vets and contributors for sharing your wisdom. I'm 40 yrs old this yr, am married...
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