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We've owned a Canada cabin for about 20 years. The last 5 have seen very limited use. So in answer to your question I'd say 10 to 15 years of usefulness. It's boat access only can't drive to it so that's a limiting factor. When kids were younger we got the most usefulness. Now they're...

I have kept a journal of backpacking trips for 20 years. Sights, miles, weather, unusual encounters. Fun to look back on but not much in the way of personal feelings etc. Have never considered a daily log, I know I'm not dedicated enough to keep up with one.

I learned that tampa/st.pete has two different airports. I'd always heard the town(s) mentioned together. Flew in to st. Pete ( in the dark of night) picked up Rental car enjoyed a week stay. Ready to go home, punched in tampa/st. Pete airport and up pops tampa airport... arrived, turned in...

My DM was with Edelman and fees were high and lots unnecessary trades. She was convinced he was salt of the earth and had done her a favor letting her join his firm as he only takes clients with higher dollar accounts. It was a multi step process to get her to change her mind. I got her to...

Thanks, had not seen a recent (23) update. I like to look at this to remind myself it's folly to try to predict the market.

I don't have pre-check, but only twice in past 20 or so flights was I selected. My wife only once in last 20. I did get sent to a "special " room once in Germany for some reason but with my very limited German vocabulary, I'm not sure of it was random or they just wanted to look at content...

I was never in an HSA, so the FICA reduction was news to me. I'd never been aware of this. The things I learn on ER forums are amazing.

Just ordered carpet for a rental house we're remodeling. Home Depo added a mileage fee of 95 bucks because we're 31 miles from the store. 30 miles = no charge! I called and asked for it to be removed. Surprisingly it couldn't BUT wait, there is a 10% off deal that is available since...

We left N michigan about a week ago, just before this round of winter weather. Kids sent pictures of 18 inches of snow and with the winds, 2.5 foot drifts. Hanging out in Thailand for a month. 80's every day :) �� we return in February so we'll still get to experience plenty...

My DW went through this for her uncle about one year ago. No problem at all making changes to cable, or utilities. Suspect they were just happy to not have a potentially uncollectable bill keep increasing. So many different companies though, I'm not sure all would be so easy. If they...

If you're dressed in a full business suit and get selected you'll risk being appointed at foreman of the jury. :) 😀

newegg.com has cyber Monday deals on Turbo tax. I need home and business version at 85.99 which was cheaper at newegg than intuit site. Intuit sale price is $120; I've used newegg before reputable site AFAIK.

I love almost all veggies, but Brussel sprouts are on my no fly list. Yuck

I'm 59 now retired at 55, we own 4 SFH rentals in 4 different towns, but all within 30 minutes drive. I would really struggle with long-distance rentals. Any management companies I've heard about seem not to really do much for the cost. I like the monthly income as it has kept us from...

Our son lives near chiang rai, our last visit we wanted to buy he and his thai wife a new scooter. We sent her in solo to negotiate the price before we let the seller know that it was American visitors funding the transaction.

Planning on setting up DAF with intention of supporting local Christian radio. Probably about 5-10 % of assets to DAF, rest to our 5 kids.

Three viruses walk into a bar. Bartender says " what is this, some kind of sick joke?" :)

Audreyh1 answered best. In my banking days we used the term "safekeeping" this describes the relationship between us and the trusted broker that managed our inventory of investments. ( yes banks have CD's with other banks) If it puts your mind at ease back in the 09 financial mess, we had...

Sure makes a case for age discrimination. Every year older equals a reduction in credit limit. I saw this play out many times in my lending career. Very few heirs stepped up and made good on the debt. In MI if married all assets transfer automatically to surviving spouse with no probate...

Gary, have you used qualified charitable distribution (QCD) from your regular IRA as tax avoidance?

Underneath the snow drift is my front porch steps. That's my 4' level sticking out of the snowdrift. 50 mph gusts.

Another unmotivated HS student. I got my first banking job the summer before my senior year of HS. Took me 6 years to get my associates degree. I was working full-time, married, and toward the end had our first child. I liked that many of the instructors had real world experience. I...

Re: phase in changes to SS. the changes in 1983 are just now taking full effect. ( ie. FRA). Took nearly 40 years to be fully implemented. At 57 years old, I'm not overly concerned about a large deduction in my SS benefits. Even if whatever changes made are phased in 2x faster, that's a...

Item 4 pretty much sums it up. You can withdraw your contributions. So if you put x dollars in, that's available penalty free for withdrawal.

You renegade, next you'll probably tell us you've removed the "do not remove under penalty of law" from your mattress. Lol