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    25 & want to retire at 45

    Changes in the last 3 years (now 40% through my "20 year plan"!): - Passed $500k saved for retirement (across 401k, Roth IRA, Taxable) thanks to the 2017 market. - Bought a house in Denver 2.5 years ago. Pretty happy with it; rent is crazy here. - Taxable account savings got cranked back up...
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    25 & want to retire at 45

    5 year update Changes in the last 4-5 years (now 25% through my "20 year plan"!): - Almost $250k saved for retirement (across 401k/Roth 401k, Roth IRA, Taxable) - Bought a house at the bottom of the market. Selling it later this year in a Megacorp-sponsored relocation to Colorado. - Taxable...
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    FAFSA Question

    Just a note that if you want her to be eligible for some academic-based (i.e. not need-based) scholarships, the school may still require that a FAFSA be on file. I got several thousand dollars worth of free scholarship money by applying for non-need-based scholarships, and every one of them had...
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    I know what you think about market timing...

    If you start from the assumptions that you're comfortable with the risk of 30% stocks (i.e. that you could lose half of it tomorrow), option A is right out. The only real decision is whether you can stomach (physically and psychologically) short-term losses on 30% of your portfolio. If so, throw...
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    25 & want to retire at 45

    My savings rate (gross - taxes) is already over 50%, but I'm trying to focus on raises to boost my savings even more. I'm trying to save as much as I can now so that I'll be ready when life's other expenses come up later (marriage, kids, etc). I've looked into 72(t) quite a bit, but most of it...
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    25 & want to retire at 45

    Hi all, I'm a newbie at Megacorp (started full-time January 2010), and I have this crazy idea in my head that I'd like to retire in ~20 years (at age 45). I've been maxing out a Roth 401k ($16.5k) + Roth IRA ($5k), am managing to push $2.6k/yr into a taxable account, and am currently building...
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