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    No soup for you!

    We've been turned down by Wells Fargo for a mortgage for a second home based on a poor debt to income ratio of about 80 percent, even if we put 20 percent down. We have more than enough assets to pay this note but only have the wife's income. The banker stated we don't even have enough income to...
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    Historic SP 500 Calculator

    Some may find this interesting. Returns calculated in nominal and real terms.http://dqydj.net/sp-500-return-calculator/
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    Passive activity loss

    I have a question on passive activity loss carryovers upon disposition of the activity, in this case, rental real estate. Are these losses like capital losses in that you can continue to carry them forward to offset future income? Or is it one and done in the year you dispose if property. Any...
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    Bernstein Turnabout?

    William Bernstein seems to have done an about face regarding TIPS. In his ebook he supports Zvi Bodie's views on life cycle investing and holding 20 to 25 times living expenses in annuities and TIPS. But in this article he's not a fan. Strange how he waited until TIPS had a negative yield until...
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    Rental Car Insurance

    There seems to be conflicting opinions on whether insurance should be purchased on rentals. Any thoughts?
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    Wedding Bells

    My daughter just got engaged and is planning their wedding in Sarasota for next March or April. Looks like about 150 guests. We will pay for the wedding. What is the range of costs that others have paid and did anyone make an equal gift to their sons? I'm really excited! :)
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    Rental Property Software ?

    Does anyone have experience using rental property software? We own 3 rentals and are trying to get rid of a few filing cabinets and clutter. We use turbotax but have never used any financial or business software.
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    Pay off equity line or invest?

    Just sold an investment property and the proceeds are approximately that of my only debt, a 300,000 dollar equity line. The cost of carrying the equity line is about 7k in interest and about 3 thousand in required wind and flood insurance. If I paid off the line I would drop the wind and flood...
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