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DW and I (53/54) went to semi-retired status in late 2015 and were on Individual health plan for 2016. Our rental income and some consulting income means we don't qualify for subsidies. Doing HSA plan - 2016 Premium w/ $13k deductible - $8,400/yr 2017 Premium w/ $13k deductible - $12,800/yr We...

So next calendar year we will be purchasing an independent healthcare plan as DW is retiring. Expected income may be around $70-80,000. Just a little too high to get an ACA subsidy. Looking at the 2016 plans in MN it looks like if we have $8,000 in medical expenses on a high deductible HSA...

So the DW retires in 8 days (52) and I am semi-retired selling some real estate and managing my rental properties (53). Currently own rental properties free and clear that will generate approximately 57% of our income needs. Not sure how to view the real estate from an asset allocation...

Situation - DW (52) retiring in November. I (53) am semi-retired. For 2016 we will be buying ACA policy. Expected income is $55-60k from rental properties (after depreciation), $5-10k in capital gains and $10-15k in real estate commissions. Therefore, no subsidy. So estimating $70-85k in MAGI...