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DH and I both retired in 2010 (he was 59, I was 52). Since then, our health care expenses -- consisting of insurance premiums, deductibles, doctor visit co-pays, lab tests, and drugs -- i.e., our out-of-pocket costs, have held steady at 33% of income. DH goes on Medicare this year, and from...

I realize this is a subjective question, but I'm truly interested in your answers. I have no one else to ask, because money is a verboten topic with my friends and family. So, understanding that nothing is certain for the future regarding the market, events, and potential additional expenses due...