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What? The point of this article is to encourage investing early.

Just my 2 cents, to clarify : "Low yield has no effect on retired people." I assume retired people have certain amount invested in bond funds and they live on some of the distribution from these bonds and stock. The bond's distribution is fixed. What is really changing is the bond price...

Low yield has no effect on retired people. They no longer need to purchase additional bond. If yield drops then bond price appreciates and retiree can use capital gain to offset the yield drop. However bond is a bad choice right now for people who are still in accumulation stage. I have only...

Bad example to use Japan, it's under deflationary pressure for long time. I am sure there's strategy on how to invest in deflationary economy. Speculators depend on luck. Real investors do not depend on luck such as Benjamin Ghram, Warren Buffet, Peter Lynch. They depend on logic and business...

When I graduated from high school in 2003, I had no clue what I wanted to do. My interest is electronic and stuff like that. My sister suggested that I should study Engineering. Without much knowledge about the real world, I didn't know how to make my own choice. I enrolled in Electrical...