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I do not have a college fund in place but would like to but I have no idea what I need to do in that arena. I do have an emergency fund in place. How to I figure expense ratios?

I know a little. I guess I am wondering if my investment choices are sound. And, is it worth it to contribute more to a 401k if you are at the maximum match right now?

I am going to turn 40, married and have an 11 year old and a 6 year old. I am worried about retirement. I would love to be able to retire early but not sure how to go about it. I have a 401k but as everyone knows, the stock market is not so good anymore. I will have my house payed off if all...