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Sorry if this has been addressed before; I did a search though old threads but could't find my exact situation. I retired December 2014 and have truly enjoyed my first year of retirement (well, except for watching my portfolio struggle). About 2 weeks ago an opportunity presented itself through...

Just thought I'd share our latest experience with the ACA, just in case one/some of you weren't aware of this "gotcha." After going to the ACA website checking out the few remaining plans (PPO's have all disappeared in Utah), I calculated our 2016 income which qualified us for a Silver...

Not FIRE yet, but oh so close...17 months and counting I'm a registered nurse (57), DH is a railroad conductor (60). Neither of us will have the "golden ticket" (big pension/paid healthcare) if we retired today or at 66. With that said, after working full time my entire life, I just went down...