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    What percentage of your salary are you saving towards retirement?

    We maximize the legal limit for 401k and IRAs and employees add another 8% ($.50 for every dollar) for me and 6% ($.50 on the dollar) for DH. I have 26 years to retire (aiming for 60) and DH is 40 years old and might work until 65. We enjoy our jobs and don't see the rush to retire early. We...
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    Buy individual shares or open a mutual fund for minor?

    When my son turned 2 I bought him a single share of Disney stock with a framed certificate which is hanging in his room. He is now 5 and is beginning to learn about money. I originally did this because I wanted for him eventually notice the frame and ask about it so that I could start teaching...
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    When calculating worth do you look at combined or individual total assets?

    Everything in our home is combined and we share all of the bills. I don't know why I never thought to combine the retirement funds as well. I guess because they are in our individual names and everything in our house is individual too (bills) with the exception of the house. Well if I add...
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    When calculating worth do you look at combined or individual total assets?

    ummmm... I never thought about it that way. Maybe I should :blush: So when you all say that you want to retire at a certain age or with a certain amount, you take into consideration how much you have combined and then execute. I always thought *I* would retire when I hit my magic number which...
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    When calculating worth do you look at combined or individual total assets?

    we are planning on staying together, God willing. But I think that the age we retire is very much individual. For example, I hope to retire with a nice healthy fund at 60 but DH will be 67 by then... but he is hoping to retire at 65, 2 yrs before I retire. I have a specific amount I want to...
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    What percentage of your salary are you saving towards retirement?

    Both my husband and I save 25% of our incomes, 20% goes to our 401k and 5% to IRAs.
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    When calculating worth do you look at combined or individual total assets?

    Hello, this is my first post on this website after many months of lurking. I am 33 years old, work for corporate America, married and have a 5 year old child. My husband is 7 years older than I and he started saving much later than I did. It wasn't until we got married and I took over the...
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