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    Professional Certifications: Give Up or Maintain in Retirement?

    Give 'em up, unless you suffer from PIP (Previously Important Person) syndrome.
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    Do you work part time in retirement?

    Grew up with a love for biking and working on bikes, so at age 65 I now am a volunteer mechanic one day a week at a local non-profit used bike shop. Love it. I also work in my basement on friends' bikes from our community bike club. I know the owner of a local for-profit bike shop, and he was in...
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    Alcoholism

    Since you said, "We are Christians", have a look at Celebrate Recovery (celebraterecovery.com). It's a Christ-Centered 12-Step recovery program based on the AA model, but with more (much more) of the spiritual component. You can find a group finder on the website which will direct you to a local...
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    Changing doctors

    From another forum I belong to - this article is lengthy but some good thoughts for consideration in here. Finding A Doctor Edition: 2016-04-29 Top recommendation: adopt a lifestyle that minimizes the need for interaction with the so-called healthcare system...
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    Costco AMEX Replacement Card

    Searched the thread -didn't see anything about whether the restaurant rebate applies to Starbucks purchases? Anyone know? Thanks.
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    Do you keep your investments in one place or spread them out?

    3 yrs. cash at Sallie Mae and local CU. The rest of my 50/50 allocation is split between previous employer's 401K and Fidelity. I like the Stable Value fund at the 401K, and it also has many fund choices, so the only plans of moving out of there are partial withdrawals to my Roth IRA at...
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    I could use some advice

    "he will be going to AA meetings this Sat and Sun." Make sure he understands that AA is not a weekend program. For someone like him, he needs something more like 180 meetings in 90 days. As others have said, you're a great friend, but you're wasting your time if he's not admitting he has a...
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    thinking about my umbrella insurance

    FYI, Denver metro, my Farmers 2M Umbrella is $189 annually. One house, two vehicles, just me and wife, no kids. From the sampling, yours looks way higher than national average.
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    Cardiac CT Scan for Calcium

    Hi Ian - I think you have a good plan to get another scan. As far as the muscle aches on a statin (that you are gratefully not experiencing now), these are often alleviated by supplementing some CoQ10. CoQ10 is a naturally-occurring substance in our bodies that produces energy for cell growth...
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    Cardiac CT Scan for Calcium

    I too had neck/back and knee issues. One day after the regular exam and treatment, my PA says to me, "Pete, have you ever considered Yoga?" He went on to say, "I've been doing it for about two years now...." and so then the guy had immediate credibility with me. He wasn't just lecturing me about...
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    Cardiac CT Scan for Calcium

    Geez, why do docs say things like, "as high of a score as I've ever seen!" He just hasn't seen a whole lot of scores then. The preventive cardiologist and internist that I help specialize in this stuff and have many, many patients with higher scores than that. Heck txtig, it might be ALL hard...
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    Cardiac CT Scan for Calcium

    Yes! Radiation levels have dropped! Depends on the scanner, but the EBT scanner I use is the same level of radiation as a mammogram, so I have no qualms about doing it yearly.
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    Cardiac CT Scan for Calcium

    If you follow a prevention model, the guideline is age 40 for men and age 50 for women (heart disease affects more women than men, but it affects them about 10 years later). If you've got additional risk factors, you would get scanned earlier. If you follow the allopathic (conventional) model...
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    Cardiac CT Scan for Calcium

    Being in the 95th percentile equates to a >4.5% annual risk of a heart attack. Not bad for one year, but multiply that X10 for your 10-year risk, and we're at 45%. "the cardio guy said "Oh you're doing great! That stuff takes decades to build up!"" .....I would run away from this guy. This is...
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    Cardiac CT Scan for Calcium

    Wow, great to hear that folks have found some doctors for whom the cath lab isn't their only response! And yes, diet is (almost) everything! (actually I think it's about 80% diet/lifestyle, and 20% genetics). My diet differs than those above in that I embrace Low Carb/High Fat. I did Low Fat for...
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    Cardiac CT Scan for Calcium

    Amethyst, you're right...statins can't get rid of plaque, otherwise that would be the complete answer to a high plaque burden, and it's not. I am pretty much anti-statin, but I take a low-dose (5mg daily) of Lipitor as part of my plaque stabilization program. The reason is that one of the...
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    Cardiac CT Scan for Calcium

    OK Dash man - these are the tests. These are three options that all provide similar reporting. They are listed in order starting with the best/most comprehensive. Many insurance companies are not big fans of this advanced testing, so if the doctor agrees to order them, you may want to check on...
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    Cardiac CT Scan for Calcium

    Hi Dash man - first of all, don't panic. This is not a death sentence, nor a guarantee that you're headed for a bypass or a heart attack, but your risk is higher than most your age, so it definitely deserves attention. Panicing will cause other reactions in your body that will make this...
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    Doctors are more likely to misdiagnose patients who are jerks

    And you'll be looking for the rest of your life. Medical science, like Yoga, is never "mastered" - that's why it's called a practice.
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    She travels - we worry

    +1
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    My concierge Doctor experience

    I've been a patient in a concierge practice in Boulder, CO for I think 5 years now. It costs $1,800 annually to be part of the practice, and then they submit insurance just like a regular doctor's office, so I still have my deductible and co-insurance to pay as well. For the first few years, I'd...
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    One Year of ER Under My Belt

    Tomorrow makes 4 years for me, and yes, the time has flown by! We stayed in Colorado but moved to an active 55+ community, and the interaction with the residents there and all the new friends we've made - WOW - it has truly been a blessing. Many discussions in one of the hot tubs or around...
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    I never thought it would happen to me :(

    I had a similar situation. Thieves had my SSN and my account number and tried to wire $100K out of my HELOC account at the credit union. Red flag was raised because the guy didn't know the name of my first cat, and transaction was denied. So don't let those "silly" questions annoy you, and pick...
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    Do you thank/acknowledge original emails/calls from friends/acquaintances?

    Although tongue in cheek, the quoted reply has the answer in it. "Expectations are Premeditated Resentments".
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